Claim Benefit Specialist- Commercial Operations

CVS Health; Tennessee; On-site; USD 23,000 - 35,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Paid time off

Retirement savings plan

Wellness programs

Job summary

CVS Health is seeking a Claim Benefit Specialist in the United States to support claims processing and verification. The role includes training over 20 weeks virtually, 40 hours per week, with a flexible schedule after ramp-up.

You will apply medical necessity guidelines and verify eligibility while ensuring accurate coding and timely adjudication of claims. The ideal candidate has 1–2 years in customer service, strong teamwork and communication skills, and the ability to manage multiple tasks

Qualifications

• 1-2 years of customer service experience.
• Strong teamwork and organizational skills.
• Excellent communication skills.
• Ability to manage multiple tasks with good time management.

Responsibilities

• Process benefits claims accurately and efficiently in accordance with policies.
• Determine eligibility and coverage based on patient plan and guidelines.
• Assess claims for coding accuracy, medical necessity, and documentation requirements.
• Document claim information in the system with codes and data elements for tracking.
• Communicate with healthcare providers and patients to resolve discrepancies.
• Ensure compliance with regulatory requirements and company policies.
• Analyze claims data and generate reports to identify trends and improvement areas.
• Support regular feedback and performance reviews to drive service quality.

Skills

Customer service

Teamwork

Communication

Time management

Education

High School diploma

Job description

We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health®, you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time.

A Brief Overview

Performs claim documentation review, verifies policy coverage, assesses claim validity, communicates with healthcare providers and policyholders, and ensures accurate and timely claims processing. Contributes to the efficient and accurate handling of medical claims for reimbursement through knowledge of medical coding and billing practices and effective communication skills.

What you will do

• Handles and processes Benefits claims submitted by healthcare providers, ensuring accuracy, efficiency, and strict adherence to policies and guidelines.
• Determines the eligibility and coverage of benefits for each claim based on the patient's insurance plan and policy guidelines and scope.
• Assesses claims for accuracy and compliance with coding guidelines, medical necessity, and documentation requirements.
• Documents claim information in the company system, assigning appropriate codes, modifiers, and other necessary data elements to ensure accurate tracking, reporting, and processing of claims.
• Conducts reviews and investigations of claims that require additional scrutiny or validation to ensure proper claim resolution.
• Communicates with healthcare providers, patients, or other stakeholders to resolve any discrepancies or issues related to claims.
• Determines if claims processing activities comply with regulatory requirements, industry standards, and company policies.
• Develops and implements regular, timely feedback as well as the formal performance review process to ensure delivery of exceptional services and engagement, motivation, and team development.
• Analyzes claims data and generate reports to identify trends, patterns, or areas for improvement to help inform process enhancements, policy changes, or training needs within the claims processing department.

Position Summary

This is a Claim Benefit Specialist position and will be trained for 20 weeks virtually.

Training: 12-20 Weeks 8:00-4:30 EST Virtual

Shift hours: Flex schedule available after successful ramp up

Reviews and adjudicates claims in accordance with claim processing guidelines.

Applies medical necessity guidelines, determines coverage, completes eligibility verification, identifies discrepancies, and applies all cost containment measures to assist in the claim adjudication process.

Review claims or referral submission to determine, review, or apply appropriate guidelines, coding, member identification processes, provider selection processes, claim coding, including procedure, diagnosis, and pre-coding requirements.

Analyzes and processes rework claims that cannot be auto adjudicated.

In accordance with prescribed operational guidelines, manages route list/queues.

Utilizes all applicable system functions available ensuring accurate and timely claim processing service.

Required Qualifications

• ~1-2 years experience working in Customer Service.
• ~ Possess strong teamwork and organizational skills
• ~ Strong and effective communication skills
• ~ Ability to handle multiple assignments competently through use of time management, accurately and efficiently

Preferred Qualifications

• Experience in a production environment.
• Healthcare experience.
• Knowledge of utilizing multiple systems at once to resolve complex issues.
• Claim processing experience preferred but not required.
• Understanding of medical terminology.

Education

• ~ High School diploma, GED or equivalent Experience

Anticipated Weekly Hours

40 Time Type

Full time Pay Range

The typical pay range for this role is:

$17.00 - $25.65 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This full-time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.

Additional details about available benefits are provided during the application process and on Benefits Moments .

We anticipate the application window for this opening will close on: 11/03/2026 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.