Claim Benefit Specialist

CVS Health; Arizona; Hybrid; USD 21,000 - 30,000; Full time

Job summary

CVS Health in the United States is hiring for a full-time claims processing role focused on reviewing and adjudicating medical claims, applying policy guidelines and medical necessity standards. This position emphasizes accuracy, timely processing, and effective communication with providers and members.

You will analyze claims, verify coverage, and generate reports to support process improvements. A 20-week training program accompanies a starting rate of $18.50/hour.

Qualifications

• Experience in a production environment.
• Claims processing experience in any field.
• High School diploma or GED.

Responsibilities

• Handles and processes Benefits claims submitted by healthcare providers, ensuring accuracy and adherence to policies.
• Determines eligibility and coverage of benefits for each claim based on plan guidelines.
• Assesses claims for accuracy and compliance with coding guidelines and documentation requirements.
• Documents claim information in the company system with appropriate codes and data elements.
• Conducts reviews and investigations of claims requiring additional scrutiny.
• Communicates with healthcare providers, patients and stakeholders to resolve discrepancies.
• Ensures regulatory compliance of claims processing activities.
• Develops and implements regular feedback and performance reviews to improve service delivery.
• Analyzes claims data and generates reports to identify trends and process improvements.

Skills

Problem solving

Decision making

Production environment experience

Education

High school diploma or GED

Tools

Microsoft Outlook/Excel

Job description

We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health®, you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time.

A Brief Overview

Performs claim documentation review, verifies policy coverage, assesses claim validity, communicates with healthcare providers and policyholders, and ensures accurate and timely claims processing. Contributes to the efficient and accurate handling of medical claims for reimbursement through knowledge of medical coding and billing practices and effective communication skills.

What you will do

• Handles and processes Benefits claims submitted by healthcare providers, ensuring accuracy, efficiency, and strict adherence to policies and guidelines.
• Determines the eligibility and coverage of benefits for each claim based on the patient's insurance plan and policy guidelines and scope.
• Assesses claims for accuracy and compliance with coding guidelines, medical necessity, and documentation requirements.
• Documents claim information in the company system, assigning appropriate codes, modifiers, and other necessary data elements to ensure accurate tracking, reporting, and processing of claims.
• Conducts reviews and investigations of claims that require additional scrutiny or validation to ensure proper claim resolution.
• Communicates with healthcare providers, patients, or other stakeholders to resolve any discrepancies or issues related to claims.
• Determines if claims processing activities comply with regulatory requirements, industry standards, and company policies.
• Develops and implements regular, timely feedback as well as the formal performance review process to ensure delivery of exceptional services and engagement, motivation, and team development.
• Analyzes claims data and generate reports to identify trends, patterns, or areas for improvement to help inform process enhancements, policy changes, or training needs within the claims processing department.

For this role you will need Minimum Requirements

• Less than 1 year work experience
• Working knowledge of problem solving and decision making skills

Education

• High school diploma or equivalent required.

Position Summary

Reviews and adjudicates routine claims in accordance with claim processing guidelines.

• Analyzes and approves routine claims that cannot be auto adjudicated.
• Applies medical necessity guidelines, determines coverage, complete eligibly verification, identify discrepancies and applies all cost containment measures to assist in the claim adjudication process.
• Coordinates responses for routine phone inquiries and written correspondence related to claim processing issues.
• Routes and triages complex claims to Senior Claim Benefits Specialist.
• Proofs claim or referral submission to determine, review or apply appropriate guidelines, coding, member identification process, diagnosis and pre-coding requirements.
• May facilitate training when considered topic subject matter expert.
• In accordance with prescribed operational guidelines, manages claims on desk, route/queues, and ECHS within specified turn‑around‑time parameters (Electronic correspondence Handling System - system used to process correspondence that is scanned in the system by a vendor).
• Utilizes all applicable system functions available ensuring accurate and timely claim processing services (i.e. utilizes claim check, reasonable and customary data, and other post‑containment tools).
• Must adhere to training schedule: 20 weeks. Monday through Friday 9AM-5:30 EST (8AM-4:30 CST, 7AM-3:30 MST, 6AM-2:30 PST)
• This position pays a starting rate of $18.50/hr

Required Qualifications

• Experience in a production environment.
• Claims processing experience in any field.

Preferred Qualifications

• Medicaid
• QNXT
• Medical Coding
• Microsoft Outlook/Excel

Education

• High School diploma or GED equivalent

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

The typical pay range for this role is:

$17.00 - $28.46

This pay range represents the base hourly rate or base annual full‑time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This full‑time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.

Additional details about available benefits are provided during the application process and on Benefits Moments.

We anticipate the application window for this opening will close on: 09/11/2026

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.