Citi Wealth Lending | Lending Advisor

Citigroup Inc.; New York (NY); On-site; USD 170,000 - 300,000; Full time

Job summary

Citi Wealth in New York is seeking an experienced Lending Generalist to drive origination and analysis for UHNW clients within Citi Private Bank partnerships. The role focuses on advising clients, structuring bespoke loans, and maintaining a strong deal pipeline across private banking lending solutions.

The candidate should have extensive credit experience, strong communication, and a proactive, growth-oriented mindset to support Citi Wealth’s lending growth aspirations.

Qualifications

• 10+ years' experience in UHNW lending origination and credit analysis in a private bank.
• Ability to advise clients and creatively structure sophisticated solutions.
• Formal credit training experience preferred.
• Completion of a formal credit training program is preferred.
• Licenses: Series 7, 66 (or 63/65) preferred.

Responsibilities

• Establish and maintain a strong partnership with the Citi Private Bank (CPB) Banker teams to proactively identify lending opportunities with their clients and prospects through account planning.
• Join client and prospect meetings with Bankers to raise awareness of the solutions that are available.
• Advise clients and Bankers on appropriate bespoke lending solutions and drive a culture of excellence in execution in the region.
• Act as the subject matter expert and first line of control lending opportunities. The Lending Advisors partner with in-business Underwriting team and 2nd line risk to pre-screen requests and structure bespoke loan proposals that meet the client need while managing overall Firm targets.
• Establish a reputation of execution and excellence in execution for clients.
• Build and maintain a strong pipeline of lending opportunities as part of the wider Citi Wealth lending growth aspirations.

Skills

Negotiation skills

Oral and written communication

Analytical skills

Team collaboration

Growth mindset / business development

Credit training

Detail oriented

Education

Bachelor's Degree

Job description

Citi Wealth is a leading provider of financial solutions for affluent, high net worth and ultra-high net worth clients around the world. Our Private Bankers, Financial Advisors and Lending Advisors act as trusted advisors to many of the world’s most successful and influential individuals and families.

We provide global insights informed by deep local knowledge and help deliver the complete financial management strategies that today’s wealth requires. Our comprehensive services are tailored to individuals and families, including entrepreneurs and business owners, single-and multi-family offices, senior corporate executives, next generation/inherited wealth, law firms and attorneys. From investment strategy, to banking, to lending and cash management we are here to support our clients comprehensively

Lending is a key offering within Citi Wealth. Lending provides competitive borrowing solutions that are strategically integrated into our client’s broader Wealth Management goals. Our team provides lending solutions across all three client segments including Citi Private Bank, Wealth at Work, Citi Private Client and Citigold as part of their wider Citi relationship.

Our Lending Advisors partner with Citi Private Bankers to advise clients on new loan and refinancing opportunities along with restructuring existing loans as part of clients overall capital management. We have Lending representation across 8 countries to provide seamless coverage to our Global clients.

Lending Advisors provide advice across a variety of asset classes ranging from less liquid financial assets including Private Equity and Hedge Funds, Commercial Real Estate, Private Share Lending to more bespoke personal assets such as Aviation, Fine Art and Collectibles.

Responsibilities include:

• Establish and maintain a strong partnership with the Citi Private Bank (CPB) Banker teams to proactively identify lending opportunities with their clients and prospects through account planning.
• Join client and prospect meetings with Bankers to raise awareness of the solutions that are available.
• Advise clients and Bankers on appropriate bespoke lending solutions and drive a culture of excellence in execution in the region.
• Act as the subject matter expert and first line of control lending opportunities. The Lending Advisors partner with in-business Underwriting team and 2nd line risk to pre-screen requests and structure bespoke loan proposals that meet the client need while managing overall Firm targets.
• Establish a reputation of execution and excellence in execution for clients.
• Build and maintain a strong pipeline of lending opportunities as part of the wider Citi Wealth lending growth aspirations. Ensuring effective and consistent compliance to control standards
• Managing expectations through strong communication with clients and their Bankers

Qualifications

• 10+ years' experience in UHNW lending origination and credit analysis in a private bank
• Ability to advise clients and where appropriate creatively structure sophisticated solutions to help clients meet their objectives
• Well-developed balance of driving growth through a thoughtful risk based approach
• Experience with assessing and structuring loans secured by a variety of asset classes including less liquid financial assets, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles.
• Ability to advise clients on optimal loan structure and think creatively in delivering market leading solutions.
• Excellent oral and written communication skills
• Strong negotiation skills
• Strong initiative and interactive approach to problem solving
• Detail oriented with strong analytical skills
• Strong collaboration skills in a team environment
• Desire to drive growth in a dynamic business.
• Completion of a formal credit training program preferred
• Bachelor's Degree required (or equivalent experience)
• Licenses: Series 7, 66 (or 63/65) preferred.

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Job Family Group:

Private Client Product Services

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Job Family:

IF Lending Generalist

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$170,000.00 - $300,000.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Oct 16, 2026

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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