Chief Technology Officer

Join; United States; Hybrid; USD 159,000 - 239,000; Full time

Benefits offered by this job

Annual bonus

Gifts for work anniversaries

Corporate benefits program

Pension contributions above statutory

Capital-forming benefits

Salary adjustments at fixed intervals

Commuter pass

Bike leasing

Wellness offers

Job summary

Join is seeking a senior technology executive to drive the vision and roadmap for data-driven FinTech solutions. You will lead engineering teams across cloud platforms, APIs, and AI/ML stacks, while engaging C‑level clients to articulate business value.

The role blends strategic leadership with hands‑on execution, guiding European expansion, and shaping the tech culture. Remote‑first in Germany with hybrid office options, competitive compensation, and strong benefits await.

Qualifications

• Multiyear experience in CTO/VP Engineering or equivalent within FinTech or banking
• Strong hands‑on leadership with ability to engage clients directly
• Deep technical understanding of cloud architectures, APIs, data analytics, AI/ML stacks, and banking security & regulatory requirements
• Fluent in German and English (negotiation level) and able to operate across European markets

Responsibilities

• Define and drive the company’s technology roadmap and vision for data-driven FinTech products
• Lead engineering teams, manage cloud platforms (AWS/Azure/GCP), and ensure scalable, secure solutions
• Own high‑level technical sales discussions with C‑level executives, articulating business value
• Collaborate with customers to identify use cases and develop viable business models using our capabilities
• Partner with founder and executive leadership to shape strategic direction and measure outcomes

Job description

• Location: Kassel , Germany
• Work Policy: Remote-first within Germany; optional office days; not advertised as fully remote internationally
• Work Experience: Several years in a CTO/VP Engineering (or similar) role within FinTech or banking
• Language Requirement: English C1, German C1
• Employment Type: Full-time
• Technical Skills Required: Engineering Management, Cloud platforms (AWS/Azure/GCP), REST/GraphQL APIs, data analytics & AI/ML stacks, banking security & compliance frameworks
• Industry: FinTech/Data Analytics for Banking
• Positions Available: 1

Company Mission

Account transaction data reflects the entirety of a customer's life—we help our partners understand this data quickly, easily, and efficiently, and leverage it profitably.

Core Values

Scope to Shape Your Role:

High level of personal responsibility, open communication, active involvement in shaping the business, and a motivated, success-oriented team

Flexible Work:

Remote-first with hybrid options, flexible working hours, modern equipment, "workation" opportunities—plus time off on December 24th and 31st

Tech & Innovation:

Modern tech stack and AI-driven culture

Attractive Perks:

Annual bonus, gifts for work anniversaries and milestone birthdays, corporate benefits program, discounted mobile phone plans, company pension contributions exceeding statutory requirements, capital-forming benefits, and automatic salary adjustments at fixed intervals

Health & Mobility:

Commuter pass, bike leasing, and discounted fitness & wellness offers in your city (egym)

Tasks

• You position the company as a pioneer of data-driven business models in Europe and help define how the financial industry of tomorrow will utilize data
• You actively drive the company’s technological vision—ranging from new technologies to entirely new product concepts—while maintaining a consistent customer-centric focus
• You independently conduct sales discussions at the C-level, inspiring decision-makers with your technological foresight and a clear understanding of the business value for them
• You collaborate with our customers to identify new use cases and develop viable business ideas and models based on our existing capabilities
• You own the technology roadmap, prioritizing initiatives clearly and based on data to ensure engineering and product teams focus on the areas that deliver the greatest impact.
• You work closely with our founder and executive leadership as a strategic partner, actively shaping fino’s strategic direction
• You measure the success of your decisions using clear metrics and consistently derive the next steps from those insights

Requirements

• You bring several years of experience in a CTO, VP of Engineering, or comparable technical leadership role, ideally within the FinTech or banking sector
• You possess an entrepreneurial and visionary mindset, a keen sense for emerging technologies, and the ability to independently derive promising business models from them
• You are characterized by a strong hands-on mentality and genuinely enjoy championing and advancing your ideas directly in client discussions
• You communicate clearly and persuasively with clients, your team, and executive management—including at the decision-maker level
• You possess a deep technical understanding of modern cloud architectures, APIs, data analytics, and AI, as well as the security and regulatory requirements of the banking industry
• You are fluent in German and English (negotiation level) and—given our ongoing European expansion—ideally possess additional foreign language skills

Benefits

• Key role in positioning the company as a European pioneer of data-driven business models and significantly shaping the tech vision.
• Direct collaboration with the founder and CEO offers great strategic scope and quick decisions.
• Mixture of technology leadership and customer-centered business development enables high impact right up to your own C-level sales.
• Remote-first with 5 home office days, flexible working hours and workation option creates maximum freedom and work-life balance.
• Modern cloud, API and AI tech stack as well as strong AI culture promote continuous learning and innovation.
• Attractive package: fixed salary, individual annual bonus, 28 vacation days plus December 24th/31st free, job ticket, bike leasing, egym and many more.
• Medium-sized, unbureaucratic environment with regular team events and dog-friendly Kassel office strengthens cohesion and ownership.

Why Work With Them

• Strategic freedom to shape a market-leading FinTech
• Direct impact on European expansion
• Modern AI-first stack
• Remote-first flexibility without corporate red tape