Chief Financial Officer - P&C Insurance

RJR Executive Search; Orlando (FL); On-site; USD 260,000 - 420,000; Full time

Benefits offered by this job

Medical insurance

Vision insurance

401(k)

Disability insurance

Job summary

RJR Executive Search has identified a client, a P&C insurance carrier in Florida, seeking a proactive Chief Financial Officer to lead all financial functions. The CFO will oversee accounting, reserving, reinsurance, budgeting, regulatory reporting, investment management, and capital planning, reporting to the CEO and Board.

The role requires a strategic, hands-on leader with deep knowledge of GAAP and statutory accounting, NAIC guidelines, and risk management.

Qualifications

• 10+ years of progressively responsible financial leadership in P&C insurance.
• CFO or senior financial executive experience in a P&C insurer is required.
• MBA or CPA is preferred.
• Solid knowledge of GAAP, statutory accounting, and regulatory reporting.

Responsibilities

• Develops and implements the company's financial strategy aligned with goals.
• Leads forecasting, planning, and analysis to support decisions.
• Oversee GAAP and statutory financial statements and regulatory filings (NAIC/DOI).
• Manage reinsurance programs and capital adequacy analysis.
• Supervise accounting functions and internal controls; ensure audit readiness.
• Lead finance team and partner with IT to secure financial systems.

Skills

Financial leadership

Strategic planning

GAAP & statutory

Insurance regulation

Risk management

Education

Bachelor's degree in Accounting/Finance

MBA or CPA preferred

Tools

MS Office

Excel

SharePoint

Job description

RJR Executive Search has been retained to manage the candidate selection process for a talented Chief Financial Officer. Our client is a P&C Insurance carrier located in Florida writing personal and commercial insurance across the country. We are seeking a proactive and highly motivated leader for their organization.

Our client is offering a competitive executive compensation package, including bonus, and excellent benefits.

Summary

The Chief Financial Officer is responsible for overseeing all financial functions including accounting, reserving, reinsurance, budgeting, regulatory reporting, investment management, and capital planning. As a key member of the executive team, the CFO will provide strategic insight to support growth, profitability, and compliance in a dynamic and regulated environment.

Areas of Responsibility

• Develops and executes the company's financial strategy in alignment with corporate goals.
• Leads financial forecasting, planning, and analysis to support decision-making.
• Evaluate and manage financial risk, solvency, and capital adequacy.
• Ensure accurate and timely preparation of GAAP and statutory financial statements.
• Oversee state and federal insurance regulatory filings (e.g., NAIC, DOI).
• Maintain compliance with regulatory standards including risk-based capital requirements.
• Manage reinsurance programs and relationships to mitigate risk and optimize capital.
• Oversee loss ratio and combined ratio analysis to ensure long-term profitability.
• Oversee investment portfolio in accordance with insurance regulations and risk appetite.
• Monitor cash flow, liquidity, and capital needs.
• Liaise with investment advisors, banks, and rating agencies as needed.
• Supervise all accounting functions, including accounts payable, receivable, payroll, and general ledger.
• Implement and maintain internal controls and audit readiness.
• Partner with IT to ensure financial systems are efficient and secure.
• Lead and develop the finance and accounting team.
• Serve as a key advisor to the CEO and Board of Directors.
• Collaborate with underwriting, claims, actuarial, and legal departments to align financial goals with business operations.

Qualifications

• Bachelor's degree from an accredited college or university in Accounting, Finance, or related field with major course work in Finance, Insurance, Risk Management and /or Business Administration.
• An MBA or CPA is preferred.
• A minimum of 10+ years of progressively responsible financial leadership experience in the property and casualty insurance industry required.
• Prior experience as a CFO or senior financial executive in P&C insurance company required.
• Insurance designation such as CPCU is a plus.
• Strong knowledge of insurance accounting (statutory and GAAP), reserving, and reinsurance.
• Deep understanding of financial regulations, NAIC guidelines, and risk management.
• Strategic thinker with operational insight and hands‑on leadership style.
• Excellentcommunication and stakeholder management skills.
• Results‑oriented and adaptable with a strategic mentality.
• Skilled at bringing a team together to move them in one direction.
• Transformative leader with a passion for financial innovation and investment acumen.
• Strong written and verbal communication skills.
• Exceptional organizational, time management, and budgeting skills with the ability to plan and prioritize effectively to ensure initiatives are implemented on schedule and within budget.
• Solid working proficiencies of business operations, procedures, and priorities with a strong ability to support change and impart value within an organization.
• Proficient in MSO/365 applications such as Microsoft Teams, SharePoint, Word, Excel, PowerPoint, and Outlook.
• Possess a current drivers license and has the ability to travel.

Seniority level

• Seniority levelExecutive

Employment type

• Employment typeFull-time

Job function

• Job functionFinance and Accounting/Auditing
• IndustriesInsurance

Medical insurance

Vision insurance

401(k)

Disability insurance