Chief Financial Officer/ Finance VP

DealHub Ltd; Utah; On-site; USD 300,000 - 520,000; Full time

Job summary

DealHub Ltd in Salt Lake City is seeking an experienced SVP or CFO to provide financial and strategic leadership for a growing U.S. P&C carrier.

You will partner with the CEO, President, and Board, and work closely with underwriting, actuarial, claims, compliance, reinsurance, investment, audit, banking, and regulators. The ideal candidate has senior financial leadership in a regulated insurer, with deep knowledge of SAP, statutory reporting, RBC, and capital management, plus a track record in

Qualifications

• Significant senior financial leadership experience in the insurance industry.
• Strong knowledge of U.S. P&C insurance carrier accounting, SAP, statutory reporting, capital and surplus, and RBC.
• Strong understanding of underwriting economics, loss reserves, reinsurance, investments, and insurance financial modeling.
• Experience working with auditors, actuaries, regulators, and Boards of Directors.
• Strong financial modeling, forecasting, internal controls, and enterprise risk management capabilities.
• Excellent executive leadership, analytical, communication, and presentation skills.

Responsibilities

• Lead financial strategy, capital planning, budgeting, forecasting, and long-term financial sustainability.
• Advise executive leadership and the Board on profitability, growth, capital requirements, and enterprise risk.
• Develop multi-year financial models supporting premium growth, new products, geographic expansion, and distribution strategies.
• Establish financial KPIs and executive/Board reporting.
• Oversee statutory accounting in accordance with SAP, NAIC, and applicable state insurance requirements.
• Coordinate financial examinations and maintain relationships with regulators.
• Forecast capital and surplus requirements based on premium growth, underwriting exposure, reserves, reinsurance, and investments.
• Lead annual budgeting, long-range planning, stress testing, and financial scenario analysis.
• Monitor written premium, earned premium, loss ratio, expense ratio, and ROE.
• Partner with underwriting and actuarial leadership to evaluate product profitability.
• Work with actuaries to evaluate loss reserves and reserve development.
• Evaluate reinsurance structures and costs.
• Monitor investment performance and asset-liability considerations.
• Maintain a strong control environment and GAAP reporting where applicable.
• Present financial performance to the Board and leadership.
• Participate in regulatory examinations and enterprise risk management.
• Build a modern finance function with data, AI, and analytics guidance.

Skills

Senior financial leadership

Regulated P&C carrier

Strategic leadership

Executive communication

Financial modeling

Regulatory reporting

Board presentations

Capital planning

Education

Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related field

Tools

SAP

Job description

Job Title: SVP or CFO

Employment Type: Full-time

Location: Salt Lake City

We are seeking an experienced SVP or CFO to provide financial and strategic leadership for a growing U.S. property & casualty insurance carrier.

The ideal candidate will have senior financial leadership experience with a regulated P&C carrier, preferably in commercial liability, product liability, specialty insurance, or a growth-stage carrier.

The position will serve as a strategic partner to the CEO, President, and Board of Directors, working closely with underwriting, actuarial, claims, compliance/legal, reinsurance, investment, audit, banking, and regulatory partners.

Key Responsibilities

Financial Strategy & Leadership

• Lead financial strategy, capital planning, budgeting, forecasting, and long-term financial sustainability.
• Advise executive leadership and the Board on profitability, growth, capital requirements, and enterprise risk.
• Develop multi-year financial models supporting premium growth, new products, geographic expansion, and distribution strategies.
• Establish financial KPIs and executive/Board reporting.

Statutory Accounting & Regulatory Reporting

• Oversee statutory accounting in accordance with SAP, NAIC, and applicable state insurance requirements.
• Ensure accurate and timely quarterly and annual statutory filings.
• Monitor statutory capital, surplus, liquidity, and Risk-Based Capital (RBC).
• Coordinate financial examinations and maintain effective relationships with insurance regulators, including the Utah Insurance Department.

Capital, Planning & Profitability

• Forecast capital and surplus requirements based on premium growth, underwriting exposure, reserves, reinsurance, and investments.
• Lead annual budgeting, long-range planning, stress testing, and financial scenario analysis.
• Monitor gross/net written premium, earned premium, loss ratio, expense ratio, combined ratio, investment income, cash flow, and ROE.
• Partner with underwriting and actuarial leadership to evaluate product and portfolio profitability.

Actuarial, Reserves & Reinsurance

• Work with actuaries to evaluate loss reserves, reserve development, actuarial assumptions, and their impact on earnings and capital.
• Evaluate reinsurance structures including quota-share, excess-of-loss, facultative, and aggregate arrangements.
• Monitor reinsurance costs, recoverables, collateral, counterparty exposure, and capital efficiency.

Treasury & Investments

• Oversee liquidity, treasury operations, banking relationships, and cash-flow management.
• Work with investment managers and the Board to maintain an investment strategy appropriate for a regulated insurance carrier.
• Monitor investment performance, duration, credit quality, concentration, and asset-liability considerations.

Accounting, Controls & Audit

• Maintain a strong financial control environment and scalable accounting infrastructure.
• Oversee financial close, premium accounting, commissions, reinsurance accounting, investments, AP/AR, and general ledger activities.
• Manage external auditors and GAAP reporting where applicable.
• Ensure timely resolution of audit findings and control deficiencies.

Governance & Enterprise Risk

• Present financial performance, capital adequacy, reserves, reinsurance, investments, liquidity, and forecasts to executive leadership and the Board.
• Participate in regulatory examinations and enterprise risk management.
• Monitor underwriting, reserve, credit, liquidity, investment, concentration, operational, catastrophic, and strategic risks.

Technology, Data & AI

• Partner with technology and AI teams to modernize financial reporting, forecasting, analytics, reconciliation, and regulatory reporting.
• Support integration among policy administration, underwriting, billing, claims, reinsurance, and accounting platforms.
• Develop executive dashboards providing timely visibility into financial and underwriting performance.

Team Leadership

• Build and lead a high-performing finance organization across accounting, FP&A, treasury, statutory reporting, investments, and related functions.
• Establish a culture of accountability, accuracy, transparency, and regulatory discipline.

Required Qualifications

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related field.
• Significant senior financial leadership experience in the insurance industry.
• Strong knowledge of U.S. P&C insurance carrier accounting, SAP, statutory reporting, capital and surplus, and RBC.
• Strong understanding of underwriting economics, loss reserves, reinsurance, investments, and insurance financial modeling.
• Experience working with auditors, actuaries, regulators, and Boards of Directors.
• Strong financial modeling, forecasting, internal controls, and enterprise risk management capabilities.
• Excellent executive leadership, analytical, communication, and presentation skills.

Preferred Qualifications

• CPA, CFA, MBA, or comparable professional qualification.
• Prior CFO, Deputy CFO, Chief Accounting Officer, Controller, Treasurer, or comparable senior role with a regulated insurance carrier.
• Experience with commercial liability, product liability, specialty P&C, or casualty insurance.
• Experience launching, capitalizing, scaling, or transforming an insurance carrier.
• Familiarity with the Utah Insurance Department, NAIC requirements, and U.S. state insurance regulation.
• Experience with reinsurance, institutional investors, rating agencies, or insurance capital providers.
• Experience implementing insurance financial, policy administration, analytics, or AI-enabled systems.

Key Performance Indicators

Success will be measured through:

• Capital, surplus, RBC, and solvency management
• Accuracy and timeliness of statutory and management reporting
• Budget and forecast accuracy
• Liquidity and cash management
• Underwriting and overall profitability
• Loss, expense, and combined ratios
• Reinsurance and capital efficiency
• Investment performance within approved risk parameters
• Financial controls, audit, and regulatory examination results
• Development of scalable financial infrastructure
• Quality of reporting to executive leadership and the Board

Leadership Profile

The successful SVP/CFO will be strategic, insurance-focused, analytical, regulator-ready, commercially minded, technology-oriented, and hands-on.

This position is intended to be significantly broader than a traditional chief accounting role, will serve as a strategic business partner to the CEO, President, and Board, with meaningful responsibility for capital allocation, insurance economics, reinsurance, investments, enterprise risk, corporate growth, and long-term enterprise value.

You will play a critical role in building the financial infrastructure and regulatory discipline required to support substantial growth while protecting the carrier's solvency, financial strength, and reputation.