Chief Credit Risk Modeling & Decision Science

ClarityPay Program Services, LLC; New York (NY); Hybrid; USD 150,000 - 200,000; Full time

Benefits offered by this job

Competitive fixed and variable compensation

Comprehensive benefits (medical, dental, vision)

401k program

Job summary

ClarityPay Program Services, LLC is seeking a leader for their decision-science function in New York City. You will build and lead an internal modeling team, defining the structure and ensuring effective modeling across credit and fraud lifecycles.

The ideal candidate has substantial experience in credit risk modeling, proficiency in Python and SQL, and a proven track record in building analytics teams. This opportunity offers a competitive salary range from $150,000 to $200,000 based on experience.

Qualifications

• 8+ years in credit risk and decision-science modeling.
• Hands-on modeling across traditional techniques and modern ML.
• Strong background in Python and SQL.

Responsibilities

• Build and lead the internal modeling team.
• End-to-end modeling across the credit and fraud lifecycle.
• Real-time decisioning at the point of sale.

Skills

Credit risk modeling

Python

SQL

Machine Learning

Model governance

Communicating complex concepts

Education

Bachelor's degree in a quantitative field

Advanced degree (preferred)

Tools

Gradient-boosted trees

Feature stores

Job description

ClarityPay Program Services, LLC is seeking a leader for their decision-science function in New York City. You will build and lead an internal modeling team, defining the structure and ensuring effective modeling across credit and fraud lifecycles.

The ideal candidate has substantial experience in credit risk modeling, proficiency in Python and SQL, and a proven track record in building analytics teams. This opportunity offers a competitive salary range from $150,000 to $200,000 based on experience.