Chief Credit Officer

Minnesota Bankers Association; Moose Lake (MN); On-site; USD 120,000 - 190,000; Full time

Job summary

A community bank located in Moose Lake, Minnesota, is seeking a Chief Credit Officer responsible for managing loans and credit analysis staff. The ideal candidate should possess significant lending experience and strong leadership skills. This role requires overseeing credit decisions and ensuring compliance with the bank's underwriting criteria. A degree in finance or a related field is preferred, along with a minimum of 5 years of experience in lending. Interested candidates should apply via mail or email.

Qualifications

• 5-7 years of experience in lending or equivalent combination of education and experience.
• Experience managing credit analysis functions.
• Ability to lead and train lending staff.

Responsibilities

• Manage an individual portfolio of loans.
• Generate new loan volume for the Bank.
• Oversee overall credit quality and fee income.

Skills

Lending experience

Credit analysis

Staff management

Documentation preparation

Education

Associate's degree in accounting, finance, or business management

Bachelor's degree in accounting, finance, or business management

Job description

The Chief Credit Officer (CCO) is responsible for an individual portfolio of loans, as well as managing the Bank's overall loan portfolio. This position is responsible for helping generate new loan volume for the Bank. Within the portfolio managed and within authority guidelines, the CCO will be responsible for credit decisions, overall credit quality, and fee income.

The CCO will manage the lending, analysis, and loan support staff. This responsibility includes managing the credit analysis function of the Bank to ensure that all loans meet the Bank's underwriting criteria. This position is also responsible for managing the loan support functions of the commercial lending department. These functions would include documentation preparation, payments, advances, loan setup, ticklers, etc. In addition, this position is responsible for the recruitment, training, and evaluation of all staff within the Loan department. As a Department Head, this position will be an active participant in the Senior Management team which determines the overall strategic direction for the Bank.

Education & Experience

Required Associates degree in accounting, finance, business management, or related field with five to seven years of experience in lending, or equivalent combination of education and experience.

Preferred Bachelor's degree in accounting, finance, business management, or related field with seven to ten years of experience in lending, or equivalent combination of education and experience. Member of professional career organizations related to banking and consumer or mortgage lending a plus.

About Us

First National Bank of Moose Lake, is a locally owned community bank established in 1919 and serving the upper Minnesota region. The Bank, dedicated to our area communities with $135 million in assets, is located and hour and half north of the Twin Cities in a rural area with many lakes, trails, and vast outdoor space for recreation.

How to Apply

Interested candidates may mail cover letter and resume:

First National Bank of Moose Lake
Attn: Connie Peterson, Chief Administrative Officer
PO Box 429
Moose Lake, MN 55767 or email [e-mail]

Position open until filled, first review of applicants begins November 14, 2025.

MBA Job number/Date Added
H-8068: 11/10/25