Chase Home Lending Data Scientist Associate

JPMorgan Chase & Co.; Plano (TX); On-site; USD 120,000 - 160,000; Full time

Job summary

JPMorgan Chase & Co. in Plano, TX is seeking a Data Scientist Associate to advance Home Lending optimization. You will translate business needs into ML/AI solutions, collaborating with stakeholders across functions to drive growth and operational excellence.

Responsibilities include analytics development, pilot design across GenAI, NLP, and document classification, building evidence packs, and communicating clear recommendations with risks and tradeoffs to senior leadership.

Qualifications

• 3+ years’ experience in analytical role
• BS degree in Data Science, Engineering, Applied Mathematics, Statistics or similar STEM
• Experience creating insights and building prototype solutions
• Strong storytelling capabilities to communicate results
• Adept at explaining complex concepts to diverse audiences

Responsibilities

• Performs analytics and analytical development including data mining, statistical analysis, and evaluation tooling
• Partners with Decision Science early to ensure methods are sound and production-ready
• Designs and iterates pilot solutions across GenAI, NLP, traditional ML/AI, document classification and related use cases
• Builds evidence packs with test cases, evaluation approaches, and metrics (quality, latency, cost, feasibility)
• Produces concise readouts with recommendations, tradeoffs, risks and next steps
• Flags risks early with supporting evidence and mitigations
• Documents learnings and creates reusable artifacts (code templates, playbooks) to accelerate future pilots

Skills

Analytical experience

BS degree in data science/related

Storytelling skills

Ability to explain complex concepts

Communication with stakeholders

Education

Bachelor of Science in Data Science/related STEM field

Master’s Degree (preferred)

Job description

Chase Home Lending Data Scientist Associate

Job Information

• Job Identification 210798187
• Job Category Predictive Science
• Business Unit Consumer & Community Banking
• Locations 8181 Communications Pkwy Bldg A, Plano, TX, 75024, US
• Job Schedule Full time

Job Description

Looking to make a deep impact in increasing Home Ownership and Home Lending growth?

As a Data Scientist Associate within the Home Lending Optimization & Solutions team, you’ll join an organization that applies ML/AI products & solutions across Sales, Operations, & Marketing. Your ability to understand business requirements and translate them to a proposed solution will be a key to your success. You’ll utilize strong communication skills to effectively operate in direct collaboration with key stakeholders across functions and lines-of-business.

Job responsibilities

• Performs analytics and analytical development, including: data mining, statistical analysis, and evaluation tooling, to support evidence generation and solution assessment.
• Partners with Decision Science early to ensure methods are sound and that any solution intended for production has a clear Decision Science-owned path.
• Designs and iterates testable pilot solutions across GenAI, conversational AI, traditional ML/AI, document classification, transcript-based use cases, NLP, knowledge base creation, and analysis of large or complex datasets.
• Builds evidence packs for decisions, including representative test cases, evaluation approaches, and metrics such as quality, latency, cost, and operational feasibility where relevant.
• Produces concise readouts with options, including recommendations, tradeoffs, risks, and next steps, to inform scale, stop, and configuration choices.
• Flags risks and issues early with supporting evidence and proposed mitigations.
• Documents learnings and contributes reusable artifacts, including code modules, templates, test sets, and playbooks, to prevent recurrence and accelerate future pilots.

Required qualifications, capabilities, and skills

• 3+ years’ experience working in an analytical role
• BS degree in a related field, such as Data Science, Engineering, Applied Mathematics, Statistics, or similar STEM discipline
• Experience creating insights, and build prototype solutions
• Strong storytelling capabilities
• Adept at explaining and converting complex concepts into digestible information to be consumed by audiences at various levels of the business

Preferred qualifications, capabilities, and skills

• Master’s Degree
• Functional industry experience in finance, operations, sales, marketing, or credit/risk
• Knowledge of the mortgage industry

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.