Centralized Lending Originator

ADP, Inc.; Springfield (VT); Remote; USD 20,000 - 26,000; Full time

Benefits offered by this job

Health care coverage starting Day 1

Dental & vision insurance

Life and disability coverage

FSA

401(k) with company match

11 paid holidays

Generous PTO

Opt-out medical reimbursement plan

Job summary

One Credit Union in Chester, VT is seeking a Centralized Lending Originator to join our remote team. You will originate consumer loan applications and be the first point of contact for members seeking lending solutions.

This role works in a centralized, non-branch environment, handling inbound inquiries and outbound outreach via phone and digital channels, while collaborating with underwriting and processing teams to ensure timely decisions.

Qualifications

• High school diploma or equivalent.
• Preferred 2-3 years in financial services.
• Ability to complete required Certifications within first 30 days.

Responsibilities

• Engage with members via phone, email or digital applications to discuss lending needs.
• Recommend appropriate loan products based on member needs and eligibility.
• Collect and input initial loan application data accurately and efficiently.
• Clearly communicate loan terms, rates and product features.
• Maintain up-to-date knowledge of all lending products, eligibility criteria and internal procedures.
• Collaborate with internal teams to ensure timely handoff to underwriting and processing staff.
• Meet or exceed origination volume goals and service expectations.

Skills

Interviewing

Communication

Public relations

Interpersonal abilities

Analytical thinking

Microsoft Office

Learn internal systems

Education

High school diploma

2-3 years financial services

Certifications within 30 days

Tools

Microsoft Office

Internal systems

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full-time Regular Technical Chester, VT, US

30+ days ago Requisition ID: 1093

Salary Range: $20.00 To $26.00 Annually

Now Hiring: Centralized Lending Originator

Status: Full-Time | Non-Exempt

Reports To: VP of Lending

About One Credit Union

At One Credit Union, we’re more than just a financial institution—we’re a community. We’re committed to delivering exceptional service, supporting our neighbors, and empowering our employees to grow and thrive. If you're ready to lead with purpose and make a real impact, we want to hear from you.

Position Overview

We are seeking a highly motivated and service oriented Centralized Lending Originator to join our remote team. In this role, you will be responsible for the origination of consumer loan applications, serving as the first point of contact for members seeking lending solutions. Working in a centralized, non-branch environment, you will handle inbound loan inquiries and conduct outbound outreach via phone, digital platforms and internal referral channels.

Key Responsibilities

• Engage with members via phone, email or digital applications to discuss lending needs
• Recommend appropriate loan products (e.g., personal loans, auto loans, credit cards, Lines of credit and Home equity ) based on member needs and eligibility.
• Collect And input initial loan application data accurately and efficiently.
• Clearly communicate loan terms, rates and product features.
• Maintain up-to-date knowledge of all lending products, eligibility criteria and internal procedures.
• Collaborate with internal teams to ensure timely handoff to underwriting and processing staff.
• Meet or exceed origination volume goals and service expectations.

What We’re Looking For

Education & Experience:

• High school diploma or equivalent required
• Preferred 2-3 years in financial services,
• With the ability to complete the required Certifications within first 30 days

Required Knowledge :

• Ability to learn and follow OCU’s loan services, policies, and procedures.
• Ability to learn and follow related legal and regulatory standards and required loan documentation.

Skills & Abilities:

• Excellent interviewing, communication and public relations skills
• Excellent communication and interpersonal abilities
• Strong analytical and decision‑making capabilities
• Proficiency in Microsoft Office and ability to learn internal systems

• Competitive salary and uncapped commission plan based on experience
• Health care coverage starting Day 1
• Company-paid dental and vision insurance
• Life and disability coverage
• Flexible Spending Account (FSA)
• 401(k) with company match
• 11 paid holidays and generous PTO
• Opt-out medical reimbursement plan

Why Join One Credit Union?

• Be part of a mission-driven organization that values community and service
• Lead a passionate team helping members achieve financial success
• Enjoy professional development and career advancement opportunities
• Thrive in a supportive, flexible, and balanced work environment