CCAR Data Engineer, Associate

SMBC; Charlotte (NC); Hybrid; USD 120,000 - 160,000; Full time

Job summary

SMBC is seeking a seasoned Data Engineer in Charlotte to join the Regulatory Reporting & CCAR Technology Team. You will build scalable data platforms on Databricks, supporting CCAR model execution, data adjustments, and attestation workflows.

Bring 7+ years in data engineering, strong PySpark/Python/SQL skills, and experience with Azure Data Factory and Delta Lake. You’ll collaborate with Finance, Risk, and Model Development teams to enhance regulatory reporting and governance.

Qualifications

• Bachelor's or Master's degree in CS, Engineering, Data Science, IS, or related field.
• 7+ years of Data Engineering or Analytics Engineering experience.
• Hands-on with Azure Data Factory, Databricks, PySpark, Python, SQL, Delta Lake, GitHub & CI/CD.
• Experience building cloud-native, distributed data processing solutions.
• Strong understanding of ETL/ELT, data modeling, governance, and data quality.
• Knowledge of AI/ML concepts and model lifecycle management.
• Excellent analytical, problem-solving, communication, and stakeholder management skills.

Responsibilities

• Design, develop, and support scalable data pipelines using Databricks, PySpark, Python, SQL, and Delta Lake.
• Build and maintain data sourcing and ingestion frameworks for CCAR, Stress Testing, and Regulatory Reporting.
• Develop and support platforms for CCAR model execution, including PPNR, Balance Sheet, RWA, and other risk models.
• Implement data quality controls, reconciliation processes, lineage tracking, and audit capabilities.
• Develop solutions for data adjustments, management overlays, business overrides, and exception management workflows.
• Build and enhance attestation, approval, and sign-off workflows for regulatory reporting governance.
• Partner with Finance, Risk, and Regulatory Reporting stakeholders to deliver business-critical solutions.
• Leverage AI/ML capabilities for data quality monitoring, anomaly detection, intelligent automation, and operational insights.
• Support CI/CD, production releases, troubleshooting, performance tuning, and operational support activities.

Skills

Analytical thinking

Problem solving

Communication

Stakeholder management

Education

Bachelor's or Master's degree in CS/Engineering/Data Science/IS

Tools

Azure Data Factory

Databricks

PySpark

Python

SQL

Delta Lake

GitHub

CI/CD

Job description

Select how often (in days) to receive an alert:

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

Role Description

SMBC is driving a major Digital Transformation initiative across its Americas Division, with a strong focus on modernizing technology platforms, enhancing data-driven decision-making, and supporting business growth. As part of this transformation, we are seeking a talented Data Engineer to join the Regulatory Reporting & CCAR Technology Team.

The Data Engineer will be responsible for developing scalable data platforms on Databricks that support end-to-end data sourcing, CCAR model execution, data adjustments, result overlays, and attestation workflows. This role requires strong expertise in Databricks, PySpark, Python, and AI/ML technologies to build robust, auditable, and regulatory-compliant solutions. The individual will collaborate closely with Finance, Risk, Data Management, and Model Development teams to deliver innovative data engineering solutions that enhance regulatory reporting processes and operational efficiency.

Key Responsibilities

• Design, develop, and support scalable data pipelines using Databricks, PySpark, Python, SQL, and Delta Lake.
• Build and maintain data sourcing and ingestion frameworks for CCAR, Stress Testing, and Regulatory Reporting.
• Develop and support platforms for CCAR model execution, including PPNR, Balance Sheet, RWA, and other risk models.
• Implement data quality controls, reconciliation processes, lineage tracking, and audit capabilities.
• Develop solutions for data adjustments, management overlays, business overrides, and exception management workflows.
• Build and enhance attestation, approval, and sign-off workflows for regulatory reporting governance.
• Partner with Finance, Risk, and Regulatory Reporting stakeholders to deliver business-critical solutions.
• Leverage AI/ML capabilities for data quality monitoring, anomaly detection, intelligent automation, and operational insights.
• Support CI/CD, production releases, troubleshooting, performance tuning, and operational support activities.

Qualifications and Skills

• Bachelor's or Master's degree in Computer Science, Engineering, Data Science, Information Systems, or a related field.
• 7+ years of experience in Data Engineering, Data Platform Development, or Analytics Engineering.
• Strong hands-on experience with: Azure Data Factory, Databricks, PySpark, Python, SQL, Delta Lake, GitHub and CI/CD
• Experience building cloud-native and distributed data processing solutions.
• Strong understanding of ETL/ELT architectures, data modeling, data governance, and data quality frameworks.
• Knowledge of AI/ML concepts, machine learning lifecycle management, and model operationalization.
• Excellent analytical, problem-solving, communication, and stakeholder management skills.

Preferred Qualifications

• Experience supporting CCAR, FR Y-14 Regulatory Reporting, Stress Testing, Capital Planning, Risk Management, or Finance Technology initiatives.
• Data sourcing and reconciliation
• Data adjustments and result overlays
• Attestation and workflow management
• Experience with MLflow, Databricks Workflows, Azure Data Factory, Azure SQL, Azure Functions, REST APIs, and Azure Cloud Services.
• Experience migrating analytical models from R to Python and deploying AI/ML solutions into production.
• Knowledge of model governance, model risk management, audit controls, and regulatory compliance requirements.
• Experience working in highly regulated financial services environments with strong governance and audit requirements.

SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at [e-mail].