Capital Markets Associate

octanelending; New York (NY); Hybride; USD 130 000 - 160 000; Plein temps

Avantages offerts par ce poste

Stock option package

Health Care Plans

Parental Leave

401k with company match

Tuition Reimbursement

Life Insurance

Disability benefits

Wellness program

Résumé du poste

Octane is hiring a Capital Markets Associate to join our NYC based team. You will report to the VP of Capital Markets and work with the CFO to maintain capital partner relationships, streamline reporting, and analyze data across finance, engineering, and operations.

This hybrid role requires 4 days per week in the NYC office, with compensation including a base salary and stock options, plus comprehensive benefits.

Qualifications

• Bachelor's degree in Finance, Economics, Data Analytics, or related field.
• 3-5 years of professional experience in investment banking, capital markets, fintech, financial services, consulting, or corporate finance.
• Advanced Excel, strong SQL skills for querying large datasets, and Python proficiency a plus.

Responsabilités

• Assist in structuring, execution, and ongoing management of warehouse financing facilities, including borrowing base analysis, covenant compliance, collateral eligibility, lender reporting, and amendments or renewals.
• Support asset backed securitizations across the deal lifecycle, including transaction structuring, collateral analysis, cash flow modeling, rating agency processes, investor diligence, legal documentation, and settlement.
• Support the execution and ongoing management of loan sale and forward flow programs, overseeing pricing analysis, collateral selection, purchase mechanics, investor reporting, and performance monitoring.
• Build and maintain financial models to evaluate funding costs, advance rates, excess spread, cash flows, returns, liquidity, and capital efficiency across financing options.
• Assist in evaluating and onboarding new financing partners, including banks, insurance companies, asset managers, and private credit funds.
• Analyze originations, credit characteristics, delinquencies, losses, and prepayments to track collateral performance and respond to diligence requests.
• Partner with Finance, Credit, Accounting, Legal, Engineering, and Data teams to align portfolio management and inform capital markets decisions.
• Leverage AI and automation tools to optimize financial modeling, data integrity, reporting, and diligence workflows.

Connaissances

Analytical thinking

Quantitative analysis

Formation

Bachelor's degree in Finance, Economics, Data Analytics, or related field

Master's degree or MBA preferred

Outils

Excel

SQL

Python

Description du poste

Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co .

Octane is hiring a Capital Markets Associate to join our NYC based team. You will be reporting into the VP of Capital Markets and working closely with the rest of our team, including the CFO, to maintain our existing capital partner relationships and assist in forging new ones. You will be heavily involved in streamlining financial reporting, including simplifying data integration, conducting daily analyses, and troubleshooting issues as they arise. You should be hyper collaborative, open to challenge, and have the ability to work across the organization with people in finance, engineering, credit, and operations.

This position is hybrid 4 days a week in our NYC office.

Responsibilities:

• Assist in the structuring, execution, and ongoing management of warehouse financing facilities, including borrowing base analysis, covenant compliance, collateral eligibility, lender reporting, and amendments or renewals.
• Support asset backed securitizations across the deal lifecycle, including transaction structuring, collateral analysis, cash flow modeling, rating agency processes, investor diligence, legal documentation, and settlement.
• Support the execution and ongoing management of loan sale and forward flow programs, overseeing pricing analysis, collateral selection, purchase mechanics, investor reporting, and performance monitoring.
• Build and maintain financial models to evaluate funding costs, advance rates, excess spread, cash flows, returns, liquidity, and capital efficiency across existing and prospective financing alternatives.
• Assist in evaluating and onboarding new financing partners, including banks, insurance companies, asset managers, and private credit funds, while driving ongoing relationship management and fundraise execution.
• Analyze originations, credit characteristics, delinquencies, losses, and prepayments to track collateral performance, fulfilling ongoing lender, investor, and rating agency diligence requests.
• Partner directly with Finance, Credit, Accounting, Legal, Engineering, and Data teams to align portfolio management initiatives and inform strategic capital markets decision making.
• Leverage AI and automation tools to optimize financial modeling, data integrity, reporting, and diligence workflows, continuously improving the scalability of Octane's capital markets infrastructure.

Requirements:

• Bachelor's degree in Finance, Economics, Data Analytics, or a related quantitative field; an advanced degree (e.g., Master's or MBA) is a plus.
• 3-5 years of professional experience, ideally in investment banking, capital markets, fintech, financial services, consulting, or corporate finance.
• Advanced mastery of Excel, strong SQL skills for querying large and disparate datasets, and proven experience constructing data-driven financial reports. Python proficiency is a plus.
• Exceptional critical thinking capabilities and quantitative rigor, with a sharp attention to detail in complex data analysis.
• Ability to operate independently with high ownership while collaborating effectively in a fast-paced team environment.
• Excellent verbal and written communication skills, with the ability to distill complex financial and data insights for diverse cross-functional audiences.
• Strong organizational agility and time-management skills, with a track record of balancing multiple competing priorities and delivering high-quality work across functional teams.

Compensation:

In addition to salary, Total Rewards include a stock option package, and benefits as outlined below. The role described above offers a base salary of $130,000 to $160,000. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity.

Benefits:

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy - Time Off When You Need It
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Recreational Safety Benefit

Disclaimer : The above statements are intended to describe the general nature and level of