Call Center Sales Representative

Mariner Finance; Maryland; On-site; USD 25,000 - 32,000; Full time

Job summary

Mariner Finance is seeking a results-driven associate to support branch operations in consumer finance. You will handle online and phone-based service, process loan applications, and provide solutions with a customer-first approach.

The role emphasizes meeting sales and delinquency targets while delivering respectful, efficient service and learning relevant financial regulations. Full-time schedule with standard business hours and potential seasonal overtime.

Qualifications

• High school diploma or equivalent.
• Minimum of 1 year in a customer service or sales position.
• Demonstrated problem-solving and interpersonal skills.
• Excellent written and verbal communication skills.
• Reliable transportation required.
• Ability to complete essential duties in a timely, accurate manner.

Responsibilities

• Provides exceptional customer service by proactively solving problems and presenting loan solutions.
• Processes credit loan applications and analyzes credit & financial information.
• Contacts past-due customers to offer solutions and resolve delinquency.
• Assists customers via online and by phone to open and service accounts.
• Meets or exceeds individual and branch sales/goals for company products and services.
• Learns federal, state, and local consumer laws to ensure compliant actions.

Skills

Customer service

Sales

Communication skills

Problem solving

MS Office

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

Base + Incentive:

This role is eligible for a competitive monthly incentive based on individual and company performance.

USD $18.00 - USD $23.00 /Hr.

Join Mariner Finance!

Base + Incentive:

This role is eligible for a competitive monthly incentive based on individual and company performance.

The base salary offered within the posted range will be determined based on a variety of job-related factors, including relevant skills, qualifications, experience, and internal equity.

Since 1927, the Mariner Finance family of companies has provided customers with creative, flexible, and convenient lending options. Headquartered in Baltimore, Mariner Finance operates coast-to-coast with physical locations in over half the states. With a growing number of employees, superior customer service remains the cornerstone of our business, and we pride ourselves in delivering a variety of loans with an enhanced focus on exceptional service. We work with customers to find options that are beneficial to their specific needs, which is why we are recognized by our customers as one of the community’s consumer finance companies of choice.

Benefits

For information regarding our benefits, please visit: https://www.marinerfinance.com/careers/benefits/

Job Details

In this role, you will...

Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding team sales and delinquency targets/goals. Provide a full range of virtual services via our online platform/system to individual customers focused on personal financial lending, collections, and sales, through respectful, compassionate, and efficient customer service.

Responsibilities And Duties

• Provides exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products.
• Processes credit loan applications. Analyzes credit & financial information for current and potential customers.
• Proactively contacts customers with past due balances to offer possible solutions and resolve delinquency.
• Assists customers via online and by telephone to open and service their accounts.
• Achieves consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services.
• Learns Federal, State, and Local Application Consumer laws to ensure compliant actions.
• May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.

Required Qualifications

• High school diploma or equivalent.
• Minimum of one (1) year of experience in a customer service or sales position.
• Demonstrated problem-solving skills and interpersonal skills in demanding situations.
• Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel.
• Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs.
• Reliable transportation required.
• Ability to complete essential duties/functions in a timely, accurate manner.
• Demonstrated problem-solving skills and interpersonal skills in demanding situations.
• Must obtain applicable, required licenses to sell insurance products offered to customers by the branch.
• Must perform work related tasks at the assigned work location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies.

Preferred Qualifications

• Selling and/or collecting experience.
• Previous experience within a customer contact center.
• Some college coursework.
• Bilingual fluency in Spanish/English.

Hours Of Work

Full-time, 40 hours a week during Monday – Friday 8:00 AM – 8:00 PM.

Work hours will depend on the business hours of the time zone serviced.

Saturday hours required seasonally and as business needs require

To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs.

Physical Demands

While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.

Eeo

Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace.

This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice.