Call Center Agent

Clayton Homes; United States; Hybrid; USD 28,000 - 33,000; Full time

Benefits offered by this job

Medical and Dental Plan

401(K) with company match

Paid time off

Volunteer PTO

Tuition assistance

State-of-the-art office facility

Wellness programs

Professional development

Bonus programs

Job summary

Vanderbilt Mortgage and Finance, Inc. is seeking a Call Center Agent to service non-delinquent loans and deliver a world-class customer experience via inbound/outbound calls and the VMF website.

The role reports to the Call Center Team Lead, requires mortgage knowledge, and strong communication with customers. It offers hybrid work: four days in-office, one day remote after training, with hours Mon–Thu 11am–8pm and Fri 8:30am–5:30pm.

Qualifications

• Experience in customer service is preferred.
• Knowledge of mortgage products is a plus.
• Ability to adhere to CFPB and company guidelines.

Responsibilities

• Handle 50–70 inbound calls daily and 10–20 live chats.
• Assist customers with mortgage payments, escrow, and online account questions.
• Process research requests and document/email requests from customers.
• Support Welcome Call and Collections teams as needed.
• Ensure compliance with regulations in customer communications.

Skills

Inbound & outbound service

Phone communication

Live chat handling

Regulatory awareness

Job description

About Vanderbilt Mortgage

At Vanderbilt Mortgage, we believe homeownership makes lives better. For over 50 years, we’ve been committed to making homeownership more attainable for families across the country by providing mortgage solutions that unlock the freedom of home. As a national housing lender, we specialize in financing new and pre-owned manufactured and modular homes. With a diverse range of loan products, a reputation for world-class customer service and a coast-to-coast presence, Vanderbilt continues to be a leader in the industry. Our strength is our people, which is why we prioritize investing in our Team Members through opportunities for growth, a healthy work-life balance, and meaningful recognition of their contributions. Whether just starting out or bringing years of experience, Vanderbilt empowers our Team Members with the tools and training to build a successful career and reach their full potential.

• POSITION TITLE: Call Center Agent
• JOB STATUS: Full Time/Hourly
• DEPARTMENT: Call Center
• REPORTS TO: Team Lead
• TRAVEL REQUIRED: As Needed
• WORK SCHEDULE: Hybrid - 4 days in-office, 1 day remote after training Monday - Thursday 11am - 8pm, Friday 8:30-5:30pm
• PAY: The expected hiring range for this position is from $20.39 to $23.99/hour plus additional bonus opportunity. The stated hiring range is based on experience, qualifications, and other relevant factors. Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs.

JOB SUMMARY

The Call Center Agent is responsible for servicing non-delinquent, active status loans and providing a world-class customer experience through inbound and outbound phone calls and the VMF website. This role reports to the Call Center Team Lead and leverages mortgage knowledge with the ability to communicate effectively and efficiently with customers.

JOB FUNCTIONS

• Inbound Customer Service
  • Handles an average of 50-70 inbound phone calls daily.
  • Handles an average of 10-20 Live Chats.
  • Assists customers in applying mortgage payments, answering questions relating to escrow, insurance claims, loan payoffs, titling, trouble shooting for customers with their online VMF account, etc.
  • Inputs research requests, completes document and email requests from customers.
  • Meets department goals for log-in time, average speed to answer, and call quality.
  • Assists the Welcome Call team by collecting contact information and educating new customers on payments and online account offerings.
  • Assists the Collections teams by taking under 30-day delinquency payments and arrangements.
• Outbound Customer Service
  • Completes outbound follow-up communications when requested to provide customers with confirmation of completed requests.
  • Completes re-allocation of mortgage payment funds.
  • Communicates escrow payment changes after non-scheduled adjustments.
  • Follows-up with customers on incomplete paperwork, auto-draft forms, etc.
  • Communicates completion of insurance or tax changes as requested by customer.
  • If bilingual, performs Spanish call-backs as requested.
• Administrative & Compliance Functions
  • Applies understanding of all local, state, and federal regulations to customer communications.
  • Ensures compliance with all company, state, federal and CFPB guidelines through regular review and analysis of accounts and ensures policy and procedures are congruent.
• Other duties as assigned

This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned.

BENEFITS

• Medical and Dental Plan with Prescription Coverage and Vision.
• Competitive benefits including 401(K) includes 100% company match of the first 4%.
• Paid time off days (PTO), maternity/paternity leave, and holidays.
• Community involvement including Volunteer Paid Time Off (VTO).
• Tuition Assistance for your first degree.
• Enjoy coming "home" to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant.
• Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being.
• Collaborative and energetic work environment.
• Professional development and promotional opportunities.
• Competitive bonus programs.

Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.