Business Relationship Manager

Flcu; Gainesville (FL); On-site; USD 70,000 - 105,000; Full time

Benefits offered by this job

Competitive benefits

Comprehensive training

Career growth opportunities

Job summary

Florida Credit Union in Gainesville, FL, is seeking a reliable Business Relationship Manager to develop and manage relationships with small-business members whose credit needs do not involve real estate. You will originate, structure, and coordinate non-real-estate commercial credit within policy and authority limits.

Responsibilities include deposit-account opening, onboarding, portfolio management, and ensuring regulatory compliance while providing tailored solutions.

Qualifications

• Bachelor’s degree in business, finance, accounting, economics, or related field.
• Three+ years in business banking or commercial lending.
• Knowledge of financial statements, cash-flow analysis, and loan documentation.

Responsibilities

• Prospect and manage relationships with local small-business members.
• Originates, structures, and processes non-real-estate commercial credit within policy limits.
• Open and support business deposit accounts and onboarding while ensuring regulatory compliance.
• Monitor risk, covenant compliance, and support collections as needed.

Skills

Business development

Credit analysis

Relationship management

Lending knowledge

Education

Bachelor’s degree in business/finance

Tools

Excel

CRM software

Job description

# Business Relationship ManagerFCU HQ - Gainesville, FL 32608## OverviewPosition TypeFull Time## Description**Join Our Team at Florida Credit Union – Where Your Future Shines Bright!****About Us:**At Florida Credit Union, our mission is clear: to enhance the lives of our Florida neighbors through exceptional financial services. When you become a part of our team, you’re not just starting a new job; you’re joining a vibrant community dedicated to making a positive impact. We pride ourselves on fostering a dynamic, collaborative work environment where every team member is valued and supported.**Why You'll Love Working with Us:*** **Dynamic Team Environment:** Work in a supportive and collaborative atmosphere where your ideas and contributions are valued.* **Extensive Training:** Receive comprehensive training to ensure you’re set up for success from day one.* **Exceptional Benefits:** Enjoy a competitive benefits package designed with your well-being in mind.* **Career Growth:** Explore numerous opportunities for professional development and advancement within our organization.**Position Overview:**The Business Relationship Manager (BRM) develops and manages relationships with small-business members whose credit needs do not involve real estate. The BRM originates, structures, and coordinates non-real-estate commercial credit within established transaction, aggregate exposure, policy, and individual lending-authority limits. The role combines proactive business development, deposit-account opening, loan-application processing, portfolio management, and coordinated onboarding support. The BRM serves as a connector across the credit union: consumer borrowing needs are referred to Retail, commercial real estate opportunities are referred to Commercial Relationship Managers (CRMs), and treasury-management needs are referred to the AVP of Treasury Management.**Your Key Responsibilities:*** **Business Development & Relationship Management:** Drive small business growth by proactively prospecting, building trusted relationships with local business owners, and deepening member relationships through tailored deposit, credit, and service solutions—while maintaining accurate activity records.* **Commercial Credit & Loan Origination:** Manage the full commercial loan lifecycle—interviewing applicants, analyzing financial documentation, structuring credit requests within policy guidelines, and ensuring complete, compliant loan files from application through closing and funding.* **Deposit Account Opening & Business Onboarding:** Open and support new business deposit accounts in compliance with regulatory requirements, ensuring a smooth onboarding experience through proactive outreach, issue resolution, and member education on available products and services.* **Portfolio Management, Risk & Compliance:** Proactively manage assigned relationships post-closing; monitoring risk indicators, ensuring covenant and documentation compliance, and supporting collections or workouts as needed—while adhering to all regulatory, BSA/AML, and fair-lending requirements and prioritizing credit quality over production volume.**What We're Looking For:*** Preferred Bachelor’s degree in business, finance, accounting, economics, or a related field, or an equivalent combination of education and relevant experience.* Three or more years of progressively responsible experience in business banking, small-business lending, commercial lending, credit analysis, or a closely related role.* Working knowledge of business financial statements, tax returns, cash-flow analysis, loan structuring, collateral, guarantees, and commercial loan documentation.* A current driver’s license.**Ready to Make a Difference?**If you’re passionate about supporting your community and eager to grow your career with a team that truly cares, we want to hear from you! Apply today and take the first step towards a rewarding career with Florida Credit Union.**Become a vital part of our mission to support and uplift our members – apply now!**