Business Manager, International Risk Program

Capital One; McLean (VA); On-site; USD 165,000 - 188,000; Full time

Job summary

Capital One in McLean, VA is seeking a Business Analysis Manager to apply strategic and analytical skills to major company challenges. You will lead a team of analysts and collaborate across IT, Sales, Operations, and Finance to develop and test strategies that impact profitability and growth.

The role emphasizes leadership, analytics, and cross-functional execution in a dynamic environment, with opportunities to drive innovative risk management and product strategy.

Qualifications

• 3+ years of professional experience performing analysis.
• Degree requirements: Bachelor's or Master's in quantitative field or MBA with quantitative concentration, to be completed by start date.

Responsibilities

• Develop business strategies to drive growth, profitability, and competitive success for Capital One.
• May manage and develop 1-2 analysts; coach and mentor associates.
• Lead product pricing strategies and modeling for lending products.
• Lead direct-to-consumer marketing efforts and informgo-to-market strategies.
• Create risk models and test hypotheses using rigorous monitoring and analysis.
• Oversee delivery of business initiatives, manage multiple projects concurrently.
• Collaborate with IT, Sales, Operations, Finance and others to improve quality and profitability.
• Demonstrate strong analytical and strategic decision-making abilities.

Skills

Analytical mindset

Strategic leadership

People leadership

Executive communication

Business partnering

Education

Bachelor's Degree in a quantitative field

Master's Degree in a quantitative field or MBA with quantitative concentration

Job description

As a Business Analysis Manager at Capital One, you will apply your strategic and analytical skills to major company challenges. You'll team with world‑class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

Team Details

Capital One is seeking an energetic, self‑motivated Business Analyst for the International Risk Management team, within the Operational Risk Management second line of defense. With an increasingly complex and interconnected global environment, the International Risk team is a dedicated group of risk professionals responsible for overseeing and effectively challenging Capital One’s international business activities, including our non‑US products, services, offshore associates, contractors, and facilities to manage our international risk exposure. Additionally, the team serves as a valuable resource in helping our business navigate new intent around the world.

With international risk becoming a topic of increased focus across the banking industry, garnering substantial interest from investors, regulators, and the public, the team’s work is highly visible within Capital One.

As a Business Manager on the International Risk Program, you will apply your strategic and analytical skills to major company challenges. You will team with world‑class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

General Responsibilities

• Strategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory demands
• Leadership: May manage and develop 1‑2 analysts. Coaching and mentoring associates with a goal of developing and retaining talent at Capital One
• Product: Develop and implement new product and pricing strategies for various lending products; lead product level modeling/analytics
• Marketing: Lead direct‑to‑consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go‑to‑market strategies
• Credit Risk: Drive step‑change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Execution: Manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrently
• Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
• Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
• Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
• Solid people leadership experience: Ability to build and leverage the capabilities of a high‑performing team, as well as business partners across the enterprise. He/she should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results
• Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
• Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
• Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus

Basic Qualifications

• At least 3 years of professional experience performing analysis
• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
• A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field)
• A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications

• Master’s Degree with a quantitative focus in a field such as Economics, Econometrics, International Economics, International Affairs, Quantitative Social Sciences, Political Analytics, Finance, Business, Math, Statistics, Engineering, Physical Sciences
• 5+ years of experience in analysis
• 2+ years of experience in financial services
• 1+ year of experience in country risk analysis
• 1+ year of experience in consulting

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

McLean, VA: $164,800 - $188,100 for Business Manager

Richmond, VA: $149,800 - $171,000 for Business Manager

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.

Capital One promotes a drug‑free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]