Business Loan Credit Analyst Intern

Royal Credit Union; Eau Claire (WI); On-site; USD 25,000 - 28,000; Full time

Job summary

Royal Credit Union in Eau Claire, WI is offering a Business Loan Credit Analyst Intern position designed for finance-minded students. You will gain hands-on experience in commercial lending, credit analysis, and risk assessment while supported by experienced professionals.

Ideal candidates are enrolled full-time, can commit to 12 months, and are available to work onsite during the school year and breaks. Compensation ranges from $17.85 to $19.98 per hour, with potential for higher with related

Qualifications

• Enrolled at a University or Technical College throughout the length of the internship, pursuing a degree in Finance, Accounting, Economics, Business Administration, or related field.

Responsibilities

• Assist with credit analysis, underwriting, and portfolio monitoring by reviewing borrower financial information, loan applications, tax returns, bank statements, and supporting documentation for completeness and accuracy.
• Complete financial statement spreading, cash flow analysis, covenant testing, and related financial reviews.
• Research borrowers, industries, market trends, and peer performance to support underwriting and risk assessment.
• Prepare and organize credit presentations, annual reviews, renewals, loan reviews, third-party reports, and other underwriting documentation.

Skills

Analytical thinking

Problem solving

Communication skills

Attention to detail

Education

Finance major

Accounting major

Tools

Microsoft Office

Job description

Calling all finance-minded students! Are you interested in commercial lending and ready to turn classroom knowledge into real-world experience? Become a Business Loan Credit Analyst Intern at Royal Credit Union! In this role, you’ll analyze financial information, support credit decisions, and gain hands‑on exposure to commercial lending and risk assessment alongside experienced professionals.

All applicants must be located in the Chippewa Valley Area & include resume, cover letter, transcript and their anticipated graduation date when applying. If selected for the internship, you must be able to commit to the full 12 months and be enrolled at a university throughout the length of the internship. Must be able to work onsite at the Royal Credit Union Corporate Center in Eau Claire, WI, throughout the school year and during breaks.

Why Royal?

• Member and Community Focused:We are dedicated to making a positive impact on ourMembersand the communities we serve, going beyond financial services to enrich lives and foster growth.
• Supportive Environment:Join a collaborative,values-driven workplace that is always evolving. We support each other and work together to achieve our goals.
• Professional Growth:We offernumerousopportunities for training and advancement, helping you continuously develop and advance your skills.
• Empowerment:We empower our team members to make decisions and drive initiatives that help ourMembersachieve their financial goals. Your ideas and contributions are valued and encouraged.
• Community Involvement:Engage with your local community through various initiatives and events, making a tangibledifferencewhere you live and work. Be part of something bigger.

WhatYou’llDo:

The Business Loan Credit Analyst Intern provides support to the Credit and Business Loan Departments while gaining practical experience in commercial lending, credit analysis, financial statement review, and risk assessment. This position assists with a variety of analytical, administrative, and lending support functions, including reviewing borrower financial monitoring submissions for accuracy and completeness, spreading financial statements, and other special projects as assigned. Through hands‑on experience and mentorship, the intern develops an understanding of commercial lending principles, financial analysis, credit risk management, and Royal Credit Union's lending philosophy, processes, and practices.

What’s It Like Being an Intern at Royal Credit Union? Watch Here!

Our CommitmentToYou:

• Compensation:$17.85-19.98 per hour (candidates with significant related experience may be higher)

Intern Responsibilities Include, But Are Not Limited To:

• Assistwith credit analysis, underwriting, and portfolio monitoring by reviewing borrower financial information, loan applications, tax returns, bank statements, and supporting documentation for completeness and accuracy
• Complete financial statement spreading, cash flow analysis, covenant testing, and related financial reviews
• Research borrowers, industries, market trends, and peer performance to support underwriting and risk assessment
• Prepare and organize credit presentations, annual reviews, renewals, loan reviews, third-party reports, and other underwriting documentation while ensuring information isaccurate, consistent, confidential, and aligned with department standards

WhatWe’dLoveToSee:

• Previouswork experience ina customerservice, office, banking, accounting, or finance-related environment.

What’s NeededForThis Position:

• Enrolled at a University or Technical College throughout the length of the internship, pursuing a degree in Finance, Accounting, Economics, Business Administration, Agricultural Business, Banking, or a related field of study.

• Interest in commercial lending, finance, or credit analysis, along with a basic understanding of financial statements
• Strong analytical and problem-solving abilities, with close attention to detail and a consistent commitment to accuracy when reviewing financial and supporting information.
• Outstanding organizational and interpersonal skills, with the ability to prioritize workload and work both independently and collaboratively
• Strong verbal and written communication skills, professionalism, and the ability tomaintainthe confidentiality of Member and organizational information.
• Proficiencywith Microsoft Office applications, plus the ability to readily learnnew technologiesand systems whiledemonstrating a willingness to learn.

Work Schedule:

• Workingapproximately12-15 hours per week during the school yearand30-40 hours per week during the summer. Generally working variable hours between 8:00am – 5:00pm Monday through Friday based on class schedule.
• Must be able to work onsite at Royal Credit Union Corporate Center in Eau Claire, WI throughout the school year and during breaks.
• This is a limited term, non-benefit eligible, position that will go from January 2027 through January 2028.
• Must be able to commit tothe12-month internship.

Training:

• Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out-of-town learners may be eligible for reimbursement of travel and lodging expenses, subject to Royal's travel and expense reimbursement guidelines.
• Foundation Training covers fundamental information about Royal’s culture and core values which sets the stage for team members to be successful within our organization.