Business Development Representative

Ballard Marine Construction; Town of Brookfield (WI); On-site; USD 55,000 - 90,000; Full time

Job summary

North Shore Bank is hiring Mortgage Loan Officers to originate residential mortgage loans for purchase, construction, or refinancing. You will build relationships with builders, brokers, and agents, guiding clients through the lending process and explaining costs such as appraisals and credit reports.

The role requires a high school diploma or GED (finance degree preferred) and at least 3 years of sales experience.

Qualifications

• High school diploma or GED required.
• Four-year college degree in finance strongly preferred.
• Minimum of 3 years sales experience in a related capacity is required.

Responsibilities

• Originate residential mortgage real estate loans (purchase, new construction, or refinance).
• Develop and maintain a call program with builders, brokers, real estate agents, and developers; explain lending policies, procedures and products.
• Pre-qualify applicants by analyzing financial status, credit history and employment verification to determine feasibility of loan approval.
• Take loan applications; maintain contact with applicants, brokers and correspondents; explain terms, conditions, and process steps; gather documentation.

Skills

Sales experience

Customer service

Financial analysis

Communication

Education

High school diploma or GED

Finance degree preferred

Job description

North Shore Bank is about helping families thrive, businesses grow and communities flourish. We are dedicated to championing our customers, empowering them to bank their best life, and supporting the community we all share. And it's our employees that make the difference. With offices located throughout eastern Wisconsin and northern Illinois, we offer a work culture that has been recognized as a Top Workplace twelve times by the Milwaukee Journal Sentinel.

As a mutual company, North Shore Bank isn't publicly-owned, which means when we come to work every morning, our sole focus is on providing high-touch service to our customers and employees, and supporting our local communities. Are you looking for a company that places long-term growth ahead of short-term profits? Where you can put your customers first and think creatively to solve challenges? Where respect, integrity and being true to your word are valued and rewarded? This is the place.

Mortgage Loan Officers are responsible for the origination of residential mortgage real estate loans for purchase, new construction, or refinancing of existing mortgage loans.

• Develop residential, real estate mortgage business; develop and maintain a call program with builders, brokers, real estate agents, and developers; provide information on lending policies, procedures, and products.
• Pre-qualify perspective applicants by analyzing their financial status, credit history, and employment verification to determine the feasibility of loan approval.
• Take loan applications from potential customers; maintain contact with applicants, brokers and correspondents regarding the current status of the application and gather any additional initial required documentation; explain terms and conditions to loan applicants; analyze loan to determine eligibility of loan as it relates to policies and procedures of the bank.
• Inform applicants of the mortgage approval process and any costs associated with it such as the appraisal and credit reports. Answer applicants' questions throughout the loan process.

EDUCATION and/or EXPERIENCE

High school diploma or general equivalency diploma (GED) required. Four-year college degree in finance strongly preferred. Minimum of 3 years sales experience in a related capacity is required.

LICENSES and REGISTRATIONS

This position requires registration through the National Mortgage Licensing System (NMLS) under the terms of the SAFE Act of 2008. Applicants must (1) have an active NMLS ID that is in good standing, and can be transferred to North Shore Bank's registry, or (2) must be willing to register prior to start date. Your employment with North Shore Bank is contingent upon successful NMLS registration and annual reregistration thereafter.

Required Skills

Required Experience