Business Banking Underwriting Team Leader

FNB Corporation; Charlotte (NC); Hybrid; USD 90,000 - 120,000; Full time

Job summary

F.N.B. Corporation is seeking a Business Banking Underwriting Team Leader in Charlotte, NC to manage a regional team of underwriters, drive portfolio performance, and ensure rigorous credit analyses.

You will train staff and Relationship Managers, supervise workflow, and deliver timely, accurate underwriting output for complex commercial loans. The role requires a BA/BS and at least seven years of related experience, with strong communication, organizational, and analytical skills.

Qualifications

• Bachelor's degree required (BA/BS).
• Minimum of 7 years of related experience in underwriting or credit analysis.
• Strong leadership, communication, and project management skills.

Responsibilities

• Leads and develops a regional team of Business Banking Underwriters.
• Provides training and guidance on credit analyses for staff and Relationship Managers.
• Manages workflow, monitors performance metrics, and advocates for process improvements.
• Analyzes creditworthiness, identifies issues, and prepares written analyses for larger relationships.
• Acts as a senior loan adjudication resource within prescribed lending authority.
• Ensures compliance with risk management programs and regulatory guidelines.

Skills

Project management

Communication

Organizational skills

Analytical skills

Interpersonal skills

Customer service

Credit underwriting

Education

BA/BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

## Business Banking Underwriting Team LeaderApply: Charlotte, NC: Full time: Posted Today: 2026-02384## Primary Office Location:401 S Graham St. Charlotte, North Carolina. 28202.## **Join our team. Make a difference - for us and for your future.****Position Title:** Business Banking Underwriting Team Leader**Business Unit:** Credit**Reports to:** Manager of Business Banking Underwriting**Position Overview:**Manages a team of Business Banking Underwriters who prepare financial analyses for current and prospective commercial loan customers and make recommendations as to the creditworthiness of borrowers within a designated region. Communicates and executes credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing performance metrics for team. Position will have approval authority and recommend appropriate structures and risk/ mitigants where applicable.**Primary Responsibilities:**Manages a team of Business Banking Underwriter and ensure group wide performance and portfolio metrics are achieved. Provides training and guidance in completion of credit analyses for direct reports and other team members, including Business Banking Relationship Managers.Manages, distributes and monitors workflow for assigned regional team of underwriters. Reviews output from direct reports and makes recommendations for improvements.Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis according to available information and established policies and procedures accurately and timely including completion of the entire underwriting document and all components thereof with the focus on larger relationships and the most complex transactions with limited oversight.Acts as a senior loan adjudication resource in the Business Banking Loan process within prescribed lending authority and credit risk appetite.Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.**Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:**BA or BS**Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:**7**Skills Required to Perform the Primary Responsibilities of this Position:**Excellent project management skillsExcellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsExcellent customer service skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelExceptional knowledge wide range of Commercial and Investment Real Estate lending and underwriting practicesPast credit approval authority preferred**Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:**N/A**Physical Requirements or Work Conditions Beyond Traditional Office Work:**Travel may be required on occasion