Business Banking Underwriter IV

Huntington National Bank; Indianapolis (IN); On-site; USD 100,000 - 140,000; Full time

Job summary

Huntington National Bank seeks a senior Business Banking Underwriter IV to assess credit worthiness and ensure policy compliance for complex commercial loans. You will manage a developing pipeline, review comprehensive financial data, and apply authority up to $4MM with risk collaboration.

The role also involves mentoring junior staff and supporting broader underwriting initiatives. The position requires a Bachelor's degree and 7+ years in centralized underwriting, with leadership experience

Qualifications

• Bachelor's degree required.
• 7+ years’ experience in business or commercial underwriting in a centralized lending environment.

Responsibilities

• Underwrite Business Banking loans to determine credit worthiness and policy compliance.
• Maintain an individual pipeline of work to support Business Banking production.
• Review financial and credit information to make sound credit decisions up to $10MM.
• Utilize single approval authority up to $4MM and collaborate with risk teams.
• Assist with training and mentoring new hires and provide support for UW levels as needed.

Skills

Credit underwriting

Leadership

Communication skills

Microsoft Office

Attention to detail

Education

Bachelor's degree

Business-related degree preferred

Tools

Microsoft Office

Job description

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Description

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties And Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Tasks as needed to support the line of business and job family.
• Act as primary back up for their manager as needed for team huddles & meetings.
• Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree
• 7+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in business related field
• 3-4 years leadership / management experience
• Ability to underwrite credit exposures in excess of $4MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow‑up.
• Ability to work independently on multiple tasks without compromising quality.
• Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.