Business Banking Treasury Management Payment Consultant

U.S. Bank; Covington, Northern (KY, KY); Hybrid; USD 118,000 - 144,000; Full time

Benefits offered by this job

Healthcare

Vacation

401(k)

Job summary

U.S. Bank's Covington, KY team seeks a Business Banking Treasury Management Payment Consultant.

You will acquire, expand and retain Payment business including Merchant, Treasury Management and Card products, advising clients on cash conversion, working capital, and process improvements. Collaborate with Relationship Managers, analyze receivables/payables cycles, recommend products, and help clients optimize operations with digital tools.

Qualifications

• Bachelor's degree or equivalent work experience.
• 7–10 years of related experience in payments or treasury management.
• Strong sales and new business development skills.

Responsibilities

• Acquire, expand and retain payment business including Merchant, Treasury Management and Card products.
• Consult with clients on cash conversion cycle, working capital management and internal processes.
• Collaborate with Relationship Managers to service and grow client accounts.
• Analyze receivables and payables cycles and recommend process improvements.
• Utilize resources to optimize the client experience and drive revenue goals.

Skills

Treasury Management

Payments

Sales

Client service

Communication

Problem solving

Digital literacy

Education

Bachelor's degree

Job description

## Business Banking Treasury Management Payment ConsultantApply: Covington, KY: Full time: Posted Today: End Date: October 6, 2026 (5 days left to apply): 2026-0030561At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.## **Job Description**This position is responsible for the acquisition, expansion and retention of new Payment business, including Merchant, Treasury Management and Card products. Contacts existing and prospective clients to provide consultative advice on the business cash conversion cycle, working capital management and internal processes to develop Payment business. In collaboration with Business Banking Relationship Managers, manages relationships with existing clients to ensure proper servicing and structure of accounts and to expand existing business. Conducts receivables and payables business operating cycle analysis for identified client and prospective client relationships; provides consultative and insightful feedback; provides product/service recommendations to create process efficiencies and provide other business flow benefits to the client or prospect. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. May assist management in developing a market strategy and in setting sales objectives. Responsible for meeting or exceeding assigned sales and revenue goals and retention objectives. May assist in the structuring of new or modified Payment services and oversees the proper implementation of those services. Builds relationships in the community and engages with local organizations, identifying business development opportunities as well as ways for U.S. Bank to make a difference in the communities we call home.Basic Qualifications - Bachelor's degree, or equivalent work experience - Seven to 10 years of related experiencePreferred Skills/Experience - Advanced knowledge of Treasury Management and Payments - Well-developed sales and new business development skills - Strong client service and relationship skills - Effective verbal and written communication skills, and the ability to work independently - Active listening and problem-solving skills - Ability to teach customers how to use digital technologyIf there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.**Benefits:**Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:* Healthcare (medical, dental, vision)* Basic term and optional term life insurance* Short-term and long-term disability* Pregnancy disability and parental leave* 401(k) and employer-funded retirement plan* Paid vacation (from two to five weeks depending on salary grade and tenure)* Up to 11 paid holiday opportunities* Adoption assistance* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawReview our full benefits available by employment status here.U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.**E-Verify**U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $118,170.00 - 144,430.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.