Business Banking Relationship Manager 1

U.S. Bank; Medina (OH); Vor Ort; USD 80.000 - 98.000; Vollzeit

Benefits dieser Stelle

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

Paid holidays

Life insurance

Disability insurance

Adoption assistance

Parental leave

Zusammenfassung

U.S. Bank is seeking a Business Banking Relationship Manager to help business clients achieve their financial goals. You will manage relationships, assess banking needs, and deliver tailored solutions across deposits, lending, treasury management, and payments.

You will collaborate with internal teams to provide comprehensive services and maintain strong credit quality in an assigned portfolio. The role requires 3–4 years of relevant experience and a Bachelor's degree or equivalent.

Qualifikationen

• Bachelor's degree or equivalent work experience.
• Three to four years of relevant experience.
• Strong relationship management and business development abilities.
• Excellent presentation, verbal and written communication skills.
• Knowledge of bank products and services and credit underwriting processes.

Aufgaben

• Develop, grow, and manage new and existing business client relationships.
• Prospect and source new business opportunities; self-sourcing when appropriate.
• Build Centers of Influence (COI) networks to generate referrals.
• Provide financial expertise and client-focused solutions to meet objectives.
• Assess clients' banking needs and tailor recommendations.

Kenntnisse

Relationship management

Business development

Analytical skills

Communication skills

Ausbildung

Bachelor's degree

Tools

CRM software

Credit analysis tools

Jobbeschreibung

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead.

They have access to an expansive set of products and solutions to better serve our business clients today and into the future.

Key Responsibilities

• Business development, active prospecting, and self-sourcing business opportunities.
• Develop, grow, and manage new and existing business client relationships.
• Build and maintain Centers of Influence (COI) networks to generate referrals and new business opportunities.
• Deliver financial expertise and client-focused solutions that create long-term, trusted relationships.
• Assess clients' banking needs and provide tailored recommendations based on their goals and objectives.
• Educate clients on available deposit, lending, treasury management, payment, and other banking solutions.
• Proactively manage an assigned portfolio by maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
• Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
• Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
• Make referrals to additional business lines and specialists as appropriate to meet client needs.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Three to four years of relevant experience

Preferred Skills/Experience

• Strong relationship management and business development abilities
• Well-developed analytical and problem-solving skills
• Basic knowledge of credit administration, analysis, and credit policy/procedure
• Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
• Demonstrated understanding of basic financial accounting and analysis
• Some knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Excellent presentation, verbal and written communication skills
• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Location

If not meeting with clients, this role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $80,280.00 - 98,120.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.