Business Banking Relationship Manager

Mercantil Commerce Bank; Belleville (IL); On-site; USD 72,500 - 187,500; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) plan

Paid vacation

Career development assistance

Job summary

Mercantil Commerce Bank is seeking a Business Banking Relationship Manager in Belleville, IL. The role involves managing existing commercial relationships and actively seeking new business opportunities. Responsibilities include customer satisfaction management, credit analysis, and coordination with product partners.

The ideal candidate should have a Bachelor's degree and 1+ years of experience in commercial banking, with essential skills in strategic thinking, sales, and communication. The position offers a competitive salary ranging from $72,500 to $187,500 annually.

Qualifications

• 1+ years of commercial banking experience required.
• Basic knowledge of commercial products and credit policies.
• Intermediate proficiency in Microsoft Office tools.

Responsibilities

• Manage existing commercial relationships and solicit new clients.
• Coordinate with product partners to cross-sell services.
• Review and analyze portfolio for risk reduction.

Skills

Strategic skills

Analytical skills

Credit analysis

Sales skills

Interpersonal communication

Education

Bachelor's degree or equivalent experience

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

## Business Banking Relationship ManagerApplylocations: IL - St. Louis Metro East - Belleville - Belleville West (62226)time type: Full timeposted on: Posted Todayjob requisition id: 38049**About Working at Commerce**Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk. **Compensation Range**Annual Salary: $72,500.00 - $187,500.00 (Amount based on relevant experience, skills, and competencies.)**About This Job**The main purpose of this job is to manage existing commercial relationships as well as solicit new business opportunities with assigned customers and targeted prospects. Although it can vary by market, targeted companies generally include those with annual sales of up to $15MM.**Essential Functions*** Participate in outreach activities with assigned customers and target prospects with the objective to acquire new business* Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships and ensure a high level of customer satisfaction and retention* Coordinate with product partners to cross-sell a full range of products and services* Critically review and analyze portfolio to reduce risk and enhance profitability* Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensure adequate loan documentation, and analyze industry/credit risk* Facilitate the resolution of customer problems and engage product experts as needed* Participate in community and business functions/groups to ensure a positive image for the Bank and establish referral contacts within the marketplace* Ensure compliance with all Bank policies, procedures, regulations, and laws* Perform other duties as assigned**Knowledge, Skills & Abilities Required*** Basic knowledge of full range of commercial products, credit policies, procedures and terminology* Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements* Basic strategic, analytical, problem-solving skills and credit analysis skills* Basic persuasive and negotiation skills with strong sales skills* Some independent decision-making skills, but requires regular management oversight* Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities* Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills* Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values* Intermediate level proficiency with Microsoft Word, Excel and Outlook**Education & Experience*** Bachelor’s degree or equivalent combination of education and experience required* 1+ years of commercial banking experience required**For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.****For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.**\*\*Level of role is determined by knowledge, experience, skills, abilities, and education.**\*\*\***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Business Banking Relationship Manager I, II, III, and Senior job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $72,500 to $187,500 annually. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.#LI-The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.