Business Banking Relationship Manager

KeyBank; Ann Arbor (MI); Sur place; USD 80 000 - 150 000; Plein temps

Résumé du poste

KeyBank's Business Banking RM serves as the relationship manager and financial advisor to business clients, introducing a full range of core Business Banking products and solutions to meet client needs. The role focuses on acquiring new relationships and growing existing ones, while maintaining risk management and adherence to profitability standards.

Ideal candidates have a minimum of 3 years in small business/commercial lending, plus at least 1 year of cross-selling and meeting aggressive

Qualifications

• 3+ years experience in a small business/commercial lending environment
• 1 year of cross-selling products and ability to meet or exceed aggressive sales goals

Responsabilités

• Acts as trusted financial advisor and primary contact for clients
• Drives growth by understanding client business and industry trends
• Educates clients on KeyBank capabilities and products
• Maintains active prospecting and COI referral network
• Coordinates cross-functional teams to respond to client requests
• Leads credit processes and maintains risk-appropriate portfolio health

Connaissances

Client relationship building

Sales excellence

Credit risk knowledge

Cross-sell capabilities

Financial analysis

Portfolio management

Problem solving

Risk management

Formation

Bachelor's Degree or equivalent experience

Description du poste

Location: 4000 Town Center, Southfield Michigan

Job Summary

The Business Banking RM Serves as the relationship manager and financial advisor to clients, introducing a full range of core Business Banking products, differentiated capabilities, and comprehensive solutions to meet client needs and exceed customer service expectations. This role focuses on acquiring new relationships and managing and growing existing client relationships. Our bankers are expected to demonstrate strong risk management acumen, including credit, operational, and compliance risks, to act as the first line of defense in adhering to KeyBank's profitability standards and moderate risk profile.

Essential Functions

• Serves as the trusted financial advisor and business partner to clients, functioning as the Business Banking client "expert" and primary contact for most client-related matters.
• Drives focused growth and business development by creating and maintaining a clear and holistic understanding of the client's or prospect's business/industry; analyzes data and relevant client business and industry trends.
• Provides and educates the client on Key's capabilities and how KeyBank products can help impact their business (cash management, payments, equipment finance, etc.).
• Maintains an active prospecting effort, including identification, qualification, and calling; develops an active Center of Influence (COI) referral network.
• Assembles cross-functional teams to quickly respond to customer requests when not able to address requests personally. Knows when and how to bring in teams of experts and identify cross-sell opportunities.
• Continuously improves functional/technical sales and credit expertise and transfers this knowledge to team members; partners effectively with Credit as the first level sponsor for credit decisions.
• Leads and participates in credit processes and assumes ultimate accountability for all portfolio activities/issues ensuring sound asset quality, including underwriting, structuring, and portfolio management activities; assures accurate risk assessment of assigned portfolio.
• Performs other duties as assigned; duties, responsibilities and/or activities may change, or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.

Education

• Bachelor's Degree or equivalent experience (required)

Work Experience

• A minimum of 3 years experience in a small business/commercial lending environment. (required)
• A minimum of 1 year of experience in cross-selling products and an ability and track record to meet or exceed aggressive sales goals (required)

Skills

• Ability to build trust by taking a client centric approach
• Deploys a long-term, innovative approach to problem solving and decision making with clients to build the relationship and generate solutions
• Demonstrates expertise within defined industry or geography (vertical/sub vertical) and within product set
• Exhibits a relentless focus on creating and driving revenue growth and generating results
• Understanding of financial, operational, and strategic drivers of client organizations to provide relevant and impactful banking solutions.
• Uses structured sales methodologies, principles and practices without losing sight of the client and environment
• Understands Key's risk culture and effectively manages risk/reward trade-offs

Core Competencies

• All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies.

Physical Demands

• General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

Travel

• Occasional travel to include overnight stay.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $80,000.00 - $150,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 11/15/2026KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [e-mail].

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