Business Banking Officer

NBT; New York (NY); On-site; USD 74,000 - 98,000; Full time

Benefits offered by this job

401(k) with employer matching

Paid time off

Medical coverage

Dental and vision coverage

Life insurance

Job summary

NBT in New York, NY is seeking a Business Banking Specialist to drive new loan and deposit production while delivering expert advisory services to business clients. The role emphasizes leveraging technology to enhance the client experience and requires strong communication and relationship-building skills.

Ideal candidates will have a 4-year degree (or equivalent) and at least 2 years in banking or related business development, with the ability to travel up to 50% and a valid driver's license.

Qualifications

• Bachelor’s degree or equivalent education/experience.
• 2 years banking or related business development experience.
• Strong written and verbal communication and presentation skills.
• In-depth knowledge of Business Banking products/services including loan, deposit, and cash management.

Responsibilities

• Generate new loan and deposit production (≈50%).
• Provide expert service and advice on credit, deposit, and cash management solutions using internal tech.
• Make referrals to business partners and attend internal meetings.
• Participate in business development activities with branch staff.
• Other duties as assigned (≤5%).

Skills

Business development

Communication

Customer service

Credit knowledge

Industry trends

Independence & teamwork

Education

Bachelor’s degree or equivalent

Job description

• Bend, Twist, Crouch, Squat

Pay Range: $73,714.00 - $98,285.00

Provides holistic advice and solutions to business banking customers. Source, develop, and deliver business related products/services for our existing & new business banking clients. Focus on the production of new loan, deposit, & cash management solutions with an emphasis on technology and delivering extraordinary client service/experiences.

Education and Experience:

• 4 year college degree or equivalent education and/or experience
• 2 years banking experience and/or related business development experience

Skills and Abilities:

• Strong business development skills. Strong communication (verbal / written) & presentation skills. Strong customer service skills. In-depth knowledge of Business Banking products/services - including loan, deposit, cash management, policies/procedures, industry trends, and technologies available to BB customers. In-depth credit related skills. Broad knowledge of Consumer, Mortgage, Wealth, and Commercial related products/services. Ability to work independently & in a team environment.

Unique Job Characteristics and Requirements:

• Must be available to attend/participate in external business development related functions/activities - often outside of traditional work hours.
• Travel less than 50%
• Driver's License required
• Reliable transportation required

Tasks Performed:

• 50% Generate new loan and deposit production.
• 25% Provide expert level service and advice to business clients with regard to credit, deposit, and Cash Management solutions including the use of internal technologies to aid the customer experience.
• 10% Make relevant referrals to business partners and regularly attend internal team related meetings.
• 10% Participate in business development opportunities including partnering with branch personnel.
• 5% Other duties as assigned.

Physical Requirements:

• Communicate effectively with internal and/or external customers
• Stationary 50% of time
• Move about within or between locations
• Bend, Twist, Crouch, Squat
• Move Objects to Maximum 10 lbs

Why Work at NBT

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.

Wellbeing

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.

Community Involvement

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.

Culture

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Career Development

Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.

Total Rewards

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.

Business Stability

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.

Benefits for Full-Time Employees:

• Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
• Parental Leave: Six weeks of paid leave at 100% of your salary.
• Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
• Dental and Vision Coverage: Ensuring your overall health and well-being.
• Flexible Spending Accounts: For healthcare and dependent care expenses.
• Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
• Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
• Voluntary Benefits: Including hospital, accident, and critical illness coverage.
• Retirement Plans:Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
• Adoption Assistance: Supporting your growing family.
• Tuition Reimbursement: Invest in your education and career growth.
• Employee Assistance Program (EAP): Access to support and resources.
• Pet Insurance: For all your furry friends.
• Financial and Banking Services: Various banking services benefits and financial planning assistance.

Benefits for Part-Time Employees Working 20+ Hours/Week:

• Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
• Dental and Vision Coverage: Ensuring your overall health and well-being.
• Voluntary Benefits: Including hospital, accident, and critical illness coverage.
• Generous Parental Leave: Six weeks of paid leave at 100% of your salary.

Benefits for All Part-Time Employees:

• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future
• Paid Sick and Safe Leave: For your health and safety.
• Employee Assistance Program (EAP): Access to support and resources.
• Financial and Banking Services: Various banking services benefits and financial planning assistance.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.