Business Banker, Treasury Management

OSP LP; Palatine (IL); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

401k

Medical & Life Insurance

Dental Insurance

PTO & Holidays

Dress code: business casual

Job summary

First Bank & Trust of Illinois is seeking a Business Banker to manage client treasury relationships and onboarding for commercial clients in Palatine, IL. The role emphasizes advisory service over sales, with platform guidance and cross-team coordination.

You will support onboarding, monitor risk and compliance, and deepen client relationships through additional treasury services. A preferred background includes FIS Horizon and Digital One Flex experience.

Qualifications

• Bachelor's degree in business, finance, accounting, or related field (or equivalent experience).
• 3+ years in commercial banking, treasury management, or related role.
• Hands-on experience with treasury management platforms and products (online banking, ACH, wires, fraud tools).
• Strong understanding of commercial deposit products and payment systems.
• Clear written and verbal communication; able to explain technical concepts plainly.
• Relationship-first mindset with the ability to build long-term trust.
• Detail-oriented, organized, and compliant with documentation and controls.
• Proficiency with Microsoft Office suite; ability to travel locally ~15%.

Responsibilities

• Relationship management: main contact for assigned business clients and ensure a consistent experience across teams.
• Treasury management and systems support: onboard and guide clients on treasury services and related platforms.
• Onboarding and account maintenance: assist with onboarding, documentation, and due diligence per policy.
• Risk, fraud, and compliance: educate clients on fraud prevention and monitor for suspicious activity; follow regulatory rules.

Skills

Communication skills

Relationship building

Problem solving

Attention to detail

Microsoft Office

Financial acumen

Adaptability

Education

Bachelor's degree in business, finance, accounting, or related field

Tools

FIS Horizon core

FIS Digital One Flex

Business online banking

Fraud tools

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Business Banker, Treasury Management

Full Time Palatine, IL, US

2 days ago Requisition ID: 1074

Salary Range: $65,000.00 To $85,000.00 Annually

Primary Position Objective

The Business Banker is the primary day-to-day contact for our commercial and business clients on their deposit and treasury relationships. This is a service and advisory oriented role, not a quota-driven sales position. Success comes from knowing our clients' operations well, keeping them running smoothly on our treasury platforms, and finding out where our services can solve a real problem for them.

The ideal candidate is a trusted, steady presence who earns the confidence of business owners and their staff. Experience on the FIS Horizon core and/or Digital One Flex platform is strongly preferred.

Responsibilities

Relationship management

• Serve as the main point of contact for an assigned portfolio of business, commercial banking, and non-profile organization clients


• Earn a reputation as a knowledgeable, reliable advisor so clients instinctively turn to you first with questions, problems, or new business needs


• Coordinate with lending, operations, fraud, and compliance colleagues so clients get one consistent experience


• Identify opportunities to deepen relationships through additional services, referrals to lending or other business lines, and participation in client events and referral partnerships

Treasury management and systems support

• Guide clients through onboarding and ongoing use of business online banking and related treasury services, including proper setup of user roles


• Review, approve, and process transactions for business clients when required by following established procedures


• Train client users on platform features and provide follow‑up training as their staff changes.


• Resolve service and processing issues quickly, serving as the liaison between clients and internal operations, IT, and vendor support teams until the client is satisfied

Onboarding and account maintenance

• Support commercial onboarding, including account opening, documentation review, and service agreement setup


• Complete or assist with customer due diligence (CDD), risk rating, and periodic review requirements in line with BSA/AML policy


• Keep client records, service profiles, and contact information accurate and current in the core system as well as within the required treasury management services documentation

Risk, fraud, and compliance

• Educate clients on fraud prevention tools and best practices, including dual control and payment verification procedures


• Recognize and elevate suspicious activity, unusual transaction patterns, and potential fraud in accordance with bank policy


• Follow all regulatory, audit, and internal control requirements, including BSA/AML, OFAC, and NACHA rules

Qualifications

Required

• Bachelor's degree in business, finance, accounting, or a related field, or equivalent experience


• 3+ years of experience in commercial banking, business banking, treasury management, or a closely related role


• Hands‑on experience with treasury management platforms and products, including business online banking, ACH, wires, and fraud tools, with the ability to learn new systems quickly and troubleshoot over the phone


• Strong understanding of commercial deposit products and commercial payment systems


• Clear written and verbal communication, with the ability to explain technical systems in plain language to clients and colleagues at every level


• Relationship‑first mindset: patient, consultative, and able to build long‑term trust with clients


• Detail‑oriented and organized, comfortable with documentation, controls, and compliance, and able to manage multiple client needs and follow through


• Sound judgment, including knowing when to solve a problem directly and when to escape


• Proficiency with Microsoft Office suite


• Ability to travel locally 15% of the time

Preferred

• Experience with the FIS Horizon core and FIS Digital One Flex online banking platforms


• Experience with commercial onboarding, CDD/risk rating, NACHA rules, and BSA/AML requirements


• Experience supporting clients across a range of industries


• Familiarity with positive pay, payables/receivables solutions, and 3 rd party business banking integrations as well as ancillary vendors like DocuSign, Sharefile, and Intuit

Physical Requirements

• Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly


• Hearing - Able to hear average or normal conversations and receive ordinary information


• Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers


• Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery

This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.

First Bank & Trust of Illinois offers eligible employees a competitive benefits package including 401k; medical, life and long‑term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual.

First Bank & Trust of Illinois is an Equal Opportunity Employer.