Business Banker

First Citizens; Savannah (GA); On-site; USD 70,000 - 100,000; Full time

Job summary

First Citizens Bank in Savannah seeks a Business Banker to develop and expand relationships with local business owners, helping them meet financial goals. You will manage an active prospect list, offer lending, deposit and cash management solutions, and partner with internal teams to deliver full banking relationships.

The role emphasizes networking, credit underwriting, financial analysis and a structured sales process, with opportunities to grow referral sources and COI networks.

Qualifications

• Structured sales process experience.
• Financial guidance and expertise.
• Sales planning and forecasting.
• Financial analysis and credit underwriting.
• Knowledge of business lending, deposit and cash management solutions.

Responsibilities

• Make an impact by contributing to loan, deposit and fee income growth.
• Develop business lending opportunities through your network.
• Represent the bank at community events and engage in civic activities.
• Support an efficient loan approval process with credit partner input.
• Collaborate with internal partners to deepen full client relationships.

Skills

Structured sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending knowledge

Deposits & cash management

Retail and wealth solutions

Business development

Networking & COI

Education

Bachelor's degree + 2 years relevant experience

High school diploma or GED + 6 years relevant experience

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.

Responsibilities & Qualifications

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Position Specific Skills

• Application of a structured sales process
• Providing financial guidance and expertise
• Sales planning and forecasting
• Financial analysis
• Credit underwriting
• Knowledge of business lending, deposit and cash management solutions
• Knowledge retail and wealth solutions referred
• Business development
• Networking and building centers of influence

Qualifications

Minimum Required Education and Experience: Bachelor's Degree and 2 years' experience OR High School Diploma or GED/Equivalent and 6 years' experience in Commercial or business lending, credit or business development

Additional Requirements

• Business development experience

Preferred Qualifications

• Established COI's and referral sources
• Financial analysis and credit underwriting skills
• Knowledge of business lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.