Business Banker

First Citizens; Cincinnati (OH); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Business Banker to foster relationships with local business owners and help them achieve their financial goals. This role involves developing an active prospect list, engaging in community events, and working collaboratively with internal partners to manage full banking relationships. The ideal candidate will have a strong background in business lending and a network of referral sources. Join a forward-thinking organization that values strong leadership and a commitment to community prosperity, and be part of a team that makes a real impact in the financial landscape.

Qualifications

• Minimum 4 years experience in business lending or related fields.
• Ability to provide financial guidance and expertise.

Responsibilities

• Contribute to bank growth through loans and deposits.
• Engage with local business owners for lending opportunities.
• Represent the bank in community events.

Skills

Business development

Financial analysis

Credit underwriting

Sales planning

Networking

Education

Bachelor's degree

High school diploma or GED

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.

Responsibilities

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Qualifications

Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.

-Or-

High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.

Additional Requirements:

• Business development experience

Preferred Qualifications:

• Established COI's and referral sources
• Financial analysis and credit underwriting skills
• Knowledge of business lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.