Business Banker

First Independence Corporation; Chicago (IL); Sur place; USD 70 000 - 110 000; Plein temps

Résumé du poste

First Independence Bank in Chicago seeks a Business Banker to manage a business loan portfolio, analyze client needs, and propose banking solutions. You will maintain ongoing client relationships, communicating effectively to ensure all needs are met and questions are answered.

The role requires a bachelor’s degree and Commercial Lending Program training, with strong analytical and regulatory knowledge to support diverse financial services for commercial clients.

Qualifications

• Bachelor’s degree in business, finance, economics, or related field is required.
• Formal training in Commercial Lending Program.
• Solid understanding of loans, credit lines, treasury and payment solutions.
• Knowledge of current lending laws.
• Strong analytical and problem solving and financial assessment skills.
• Knowledge of local market and business environment.
• Meeting with clients at various destinations.

Responsabilités

• Act as primary contact for the bank's business customers.
• Use personal communication and sales skills in meetings with prospective clients.
• Meet with corporate clients to assess needs and propose recommendations.
• Maintain regular communication with clients via outbound calls and onsite visits.
• Help clients determine financial needs and goals.
• Assist clients with loans, cash management, accounts, letters of credit, foreign exchange, insurance.
• Monitor clients’ finances and maintain updated paperwork.
• Develop relationships with other bank departments and external representatives.
• Assist with duties of senior bankers or other customer service roles.
• Comply with state and national regulations.
• All other duties as assigned.

Connaissances

Analytical skills

Financial assessment

Communication with clients

Knowledge of banking products

Formation

Bachelor’s degree in business, finance, economics, or related field

Commercial Lending Program training

Description du poste

Report To: Director of Commercial Lending

FLSA Status: Exempt

Summary

Business bankers manage a business loan portfolio. They perform careful analysis of prospective clients’ needs and best options, working with the client to determine optimal banking solutions. In addition, business bankers are in charge of communicating with current clients to ensure all needs are being met and questions are answered.

Responsibilities

• Act at the primary contact for the financial institution’s business customers.
• Employ personal communication and sales stills while meeting with prospective business/corporate clients.
• Meet with corporate clients, listen to their needs and goals and propose recommendations on how they can meet these goals.
• Maintain consistent communication with clients through outbound calls and personal onsite visits.
• Help clients determine what their financial needs are and goals should be.
• Assist clients with services and products such as loans, cash management, bank accounts, interest rate swaps, letters of credit, foreign exchange, insurance and others.
• Monitor clients’ finances regularly and maintain updated paperwork or account records.
• Develop strong professional relationships with members of the bank’s other departments, as well as external representatives.
• Assist with other functions of the bank such as supporting senior bankers in their duties or performing additional customer service roles.
• Comply with all relevant state and national regulations.
• All other duties as assigned.

Requirements

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• Bachelor’s degree in business, finance, economics, or a related field is required, with relevant experience in banking or financial services preferred.
• Formal training and completion of Commercial Lending Program
• Strong understanding of banking products and services including loans, credit lines, treasury and payment solutions.
• Have knowledge of current lending laws.
• Excellent analytical and problem solving, and financial assessment skills
• Knowledge of local market and business environment.
• Meeting with clients at various destinations.

First Independence Bank is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identification, age, sex, marital status, national origin, disability, genetic information, height or weight, veteran status, or other category protected by local, state, or federal law.