Business Analyst - Lending (Richardson, TX)

ARGO; Richardson (TX); On-site; USD 70,000 - 90,000; Full time

Job summary

ARGO is looking for a Business Analyst in Richardson, TX. The role involves analyzing business needs and collaborating with various stakeholders to design solutions for the financial services industry.

Candidates should have a Bachelor's degree, 2–4 years of relevant experience, and skills in requirements gathering. Daily presence in the office is required for collaboration and meetings.

Qualifications

• 2–4 years of relevant experience as a Business Analyst.
• Experience in financial services or banking preferred.
• Prior programming or technical background is advantageous.

Responsibilities

• Gather, analyze, and document business requirements.
• Translate business needs into actionable specifications.
• Create use cases and functional solution designs.
• Validate requirements and obtain approvals from stakeholders.

Skills

Requirements gathering

Analytical thinking

Effective communication

SDLC understanding

Education

Bachelor’s degree in Business, Computer Science, or related field

Job description

Business Analyst - Lending (Richardson, TX)

ARGO is a leading provider of software and analytics solutions for both the financial services and healthcare industries. ARGO transforms business processes for financial service providers and healthcare organizations using proven business models and software innovation informed by real customer challenges, breakthrough technology, and rich analytics.

JOB SUMMARY

The Business Analyst (BA) is responsible for analyzing business needs, gathering and documenting requirements, and collaborating with stakeholders to design effective solutions in the Financial Services Industry. This role collaborates across departments, including project managers, product managers, SDLC staff (development, quality assurance, UX), and other line of business product managers on cross-LOB initiatives. The BA contributes to the full product lifecycle—from ideation and design to implementation and enhancements. The role scales in responsibility and complexity based on experience level, from entry‑level to leadership.

TIME ALLOCATION

• Requirements Gathering & Analysis: 40%
• Solution Design & Documentation: 25%
• Stakeholder Collaboration & Communication: 15%
• Testing Support & Validation: 10%
• Process Improvement & Team Support: 10%

EXPECTED WORK AND PERFORMANCE (ESSENTIAL FUNCTIONS)

• Gather, analyze, and document business, functional, and non‑functional requirements.
• Translate business needs into clear, actionable specifications.
• Create use cases, process flows, and functional solution designs.
• Collaborate with subject matter experts, developers, and QA teams.
• Facilitate and participate in scope and design sessions.
• Validate requirements with stakeholders and obtain approvals.
• Maintain traceability of requirements throughout the project lifecycle.
• Contribute to or lead process improvement initiatives.

QUALIFICATIONS

• Bachelor’s degree in Business, Computer Science, Information Systems, or a related field.
• Business Analyst 2–4 years of relevant experience.
• Experience in financial services/banking or lending preferred.
• Prior programming or technical background is a plus.
• Able to travel to customer sites or industry events up to 15% of the time.

REQUIRED SKILLS/EXPERIENCE/KNOWLEDGE

• Proficiency in requirements gathering, analysis, and documentation.
• Understanding of SDLC and methodologies.
• Strong analytical thinking and problem‑solving skills.
• Effective verbal and written communication skills.
• Ability to work independently and collaboratively.
• High degree of IT Automation literacy including:
• The ability to recognize, understand, and effectively use technology concepts in your day‑to‑day job functions including training, implementation, and testing.
• A general understanding of data constructs (where data is stored, which systems own the data, data availability, and KPI numerical interpretation).
• Analytical Skills - strong quantitative analytical and critical thinking skills.

PREFERRED SKILLS/EXPERIENCE/KNOWLEDGE

• Knowledge of database structures, workflows, and decision engines.
• Experience with software implementations or conversions in a banking environment.
• Strategic thinking and performance management (Senior and Lead levels).
• Leadership and mentoring capabilities (Senior and Lead levels).

ATTENDANCE/WORK LOCATION

The position is based in our Richardson, TX Headquarters. Daily physical presence in the office is required for interaction with co‑workers, attending meetings, and for collaboration on projects.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to stand, walk, sit stationary, and constantly operate computer keyboarding and office equipment. The employee is required to communicate with other employees, confer or coordinate with other employees, evaluate, edit, revise, update, and provide solutions to critical data development and solutions. The employee must be able to travel overnight, including occasional weekends.

DISCLAIMER

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

ADDITIONAL REQUIREMENTS

Applicants for U.S. or Canadian based positions with ARGO must be legally authorized to work in the United States or Canada. Verification of employment eligibility will be required at the time of hire. Visa sponsorship is not available at this time. Pre‑employment background screening will be conducted.