BSA Specialist

Bryant Bank; Birmingham (AL); On-site; USD 60,000 - 80,000; Full time

Job summary

Bryant Bank in Birmingham, AL is seeking a BSA Specialist to support our BSA/AML and OFAC compliance program. You will monitor transactions, investigate unusual activity, and prepare regulatory filings to help meet federal reporting requirements.

The role collaborates with operations and lending staff, performs CDD/EDD reviews, handles SAR/CTR filings, and helps maintain relevant policies and procedures. Strong analytical skills and attention to detail are essential.

Qualifications

• Bachelor’s degree in business, finance, or related field.
• Two+ years in BSA/AML, fraud, or compliance.
• Experience with transaction monitoring and screening software.
• Clear written communication with SAR narratives.
• Proficiency with Microsoft Excel.

Responsibilities

• Review and investigate alerts from transaction monitoring systems.
• Prepare and file SARs and CTRs.
• Conduct CDD/EDD reviews on customers.
• Perform OFAC screening and resolve potential matches.
• Maintain documentation and support audits/regulatory examinations.
• Provide BSA/AML guidance and training.

Skills

Analytical thinking

Attention to detail

Written communication

Excel proficiency

Microsoft Office

Education

Bachelor's degree in business/finance/criminal justice or equivalent

Tools

Transaction monitoring software

Case management software

OFAC screening tools

Job description

BSA SpecialistDepartment: ComplianceJob SummaryThe Bank Secrecy Act (BSA) Specialist supports the organization's BSA/Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) compliance program. This role monitors transactions, investigates unusual activity, prepares regulatory filings, and helps ensure the organization meets federal reporting and recordkeeping requirements. The BSA Specialist works closely with operations, lending, and branch staff to identify and mitigate financial crime risk, and serves as a knowledgeable resource on BSA/AML policies and procedures.Duties and ResponsibilitiesReview and investigate alerts generated by transaction monitoring systems to identify suspicious or unusual activity.Prepare, review, and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) accurately and within regulatory deadlines.Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews on new and existing customers, including high-risk accounts.Perform OFAC screening and resolve potential matches in accordance with policy.Monitor and review exemptions, monetary instrument logs, wire transfers, and other reportable activity.Maintain thorough documentation and case files to support investigations and filing decisions.Assist with the periodic BSA/AML risk assessment and the development and updating of related policies and procedures.Support internal testing, independent audits, and regulatory examinations by gathering data and responding to requests.Respond to law enforcement inquiries and subpoenas, including 314(a) requests, under the direction of the BSA Officer.Provide BSA/AML guidance and training to employees and help identify compliance gaps or process improvements.Stay current on changes in BSA/AML laws, regulations, and industry trends.Maintain the confidentiality of sensitive information, including the existence of SARs.Perform other duties as assigned.Education and ExperienceBachelor's degree in business, finance, criminal justice, or a related field, or equivalent work experience.Two or more years of experience in BSA/AML, fraud, compliance, or a related financial services role.Knowledge, Skills, and AbilitiesWorking knowledge of the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations, and OFAC requirements.Experience with transaction monitoring, case management, and screening software.Strong analytical and investigative skills with excellent attention to detail.Clear written communication skills, including the ability to write concise, well-supported SAR narratives.Ability to manage multiple priorities and meet strict regulatory deadlines.Sound judgment, integrity, and the ability to handle confidential information discreetly.Proficiency in Microsoft Office, especially Excel.Preferred QualificationsCertification such as CAMS (Certified Anti-Money Laundering Specialist) or CFCS.