BSA Analyst

SESLOC Credit Union; San Luis Obispo (CA); On-site; USD 38,000 - 45,000; Full time

Job summary

SESLOC Credit Union in California is seeking a BSA Analyst to monitor transactions, review alerts, and analyze member activity using core systems, AML software, and external databases. The role includes investigations, enhanced due diligence for high‑risk profiles, and accurate filing of Currency Transaction Reports to ensure data integrity and regulatory compliance.

Responsibilities also include ongoing monitoring to support compliance with BSA, USA PATRIOT Act, AML regulations, OFAC, CIP/CDD,

Qualifications

• High School Diploma and 3–5 years in a BSA role or equivalent
• Experience with CTR filing and regulatory reporting requirements
• Familiarity with AML regulations, OFAC, CIP/CDD is a plus

Responsibilities

• Perform transaction monitoring, alert reviews, and member activity analysis using core systems, AML tools, and external databases
• Investigate suspicious activity and conduct risk-based reviews including EDD and high‑risk customers
• Prepare, document, and file Currency Transaction Reports (CTRs) accurately and timely

Skills

Transaction monitoring

Regulatory compliance

Investigations

Data analysis

Education

High School Diploma

Tools

Core systems

Regulatory reporting software

Job description

At SESLOC, it is the people that make the place. Rooted in academics, and locally headquartered for over 80 years, we are the credit union with the funny name. But to us, financial dreams and goals are serious business.

Job Summary

The BSA Analyst Conducts transaction monitoring, alert reviews, and member activity analysis using core systems, AML software, reports, and third-party databases to identify unusual or suspicious activity. Performs investigations, research, and risk-based member reviews, including high-risk profiles such as Enhanced Due Diligence (EDD), behavioral monitoring, and High-Risk Customer (HRC) reviews. Responsible for accurate and timely processing and filing of Currency Transaction Reports (CTRs) in accordance with regulatory requirements, ensuring completeness and data integrity.

Performs quality control reviews and ongoing monitoring to support compliance with the Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money Laundering (AML) regulations, Office of Foreign Assets Control (OFAC), and Customer Identification Program (CIP)/Customer Due Diligence (CDD) requirements. Ensures compliance activities are completed accurately, timely, and in alignment with regulatory expectations and internal standards.

Education/Experience

High School Diploma and three to five years' experience in a BSA role or equivalent combination of education and experience including time spent in preparatory positions in a financial institution.

SESLOC has a collegial, team focused work environment. We offer competitive compensation and excellent benefits including fully paid employee medical, dental, and vision; vacation, sick, holiday time off; and a 401k with generous employer match.

Be sure to attach a cover letter explaining how you are the perfect fit for this role and a current resume.

EOE

All job offers extended to final candidates at SESLOC Credit union are conditional pending the successful completion and acceptable results of background checks and signing an Arbitration Agreement as a condition of employment. Background checks include a bond check, a credit check, a criminal history check, reference checks. Signing an Arbitration Agreement is a condition of employment.

Salary: $27.79 - $32.69 per hour

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