BSA AML Senior Analyst

First Century Bank; Commerce (GA); On-site; USD 90,000 - 120,000; Full time

Job summary

First Century Bank in Commerce, Georgia is seeking a full-time BSA AML Senior Analyst to join its BSA team. You will support monitoring, investigations, quality review and oversight across the Bank's programs.

The role requires handling complex work, serving as escalation resource for analysts, and assisting management with reporting, audits, testing and remediation. Ideal candidate has Bachelor's degree and 4–6 years in banking/AML, with strong analytical, investigative, and communications

Qualifications

• Bachelor's degree in a related field.
• 4–6 years of Banking, Fraud, BSA AML experience.
• Experience with Verafin and SAR preparation preferred.
• CAMS certification preferred.

Responsibilities

• Review alerts and dispositions in Verafin and other systems.
• Investigate complex cases and determine escalation.
• Prepare and file SARs with BSA management.
• Mentor BSA Analysts and share training.
• Analyze alert, case, and SAR trends for management reporting.
• Support program monitoring enhancements and testing.

Skills

Analytical skills

Investigative skills

Attention to detail

Communication skills

Judgment

Education

Bachelor's degree in related field

CAMS certification

Tools

Verafin

Job description

BSA AML Senior Analyst – First Century Bank

First Century Bank is looking for a full time BSA AML Senior Analyst to join its BSA team in our Commerce, Georgia location. This individual will support monitoring, investigations, quality review and oversight across the Bank's programs.

First Century Bank has specialized in providing financial services through technology channels for our clients. The BSA AML Senior Analyst will independently handle complex work, serve as an escalation resource for BSA AML Analysts, and support BSA management with reporting, process enhancements, audit and examination readiness.

Responsibilities Include:

• Independently review and disposition complex or escalated alerts in the Bank's proprietary monitoring system, manual spreadsheets and Verafin.
• Review prepaid and other program reports, high earner reports, previous day activity, KYC/CIP and Enhanced Due Diligence packages; document findings and elevate deficiencies.
• Conduct complex investigations, gather supporting documentation, respond to inquiries and determine whether case escalation is warranted.
• Work closely with the BSA Officer and BSA AML Manager on SAR filing decisions and prepare accurate and timely SARs.
• Utilize Verafin to track fraud cases, maintain case documentation, document investigative decisions and file SARs.
• Perform quality reviews of alert dispositions, investigations, case documentation and SAR drafts; identify recurring gaps and training needs.
• Serve as an escalation resource and mentor to BSA AML Analysts, including training, cross training and workload support.
• Analyze alert, case and SAR trends and prepare reporting for BSA management.
• Support monitoring rule enhancements, data validation, system testing, procedure updates and implementation of new program monitoring.
• Support BSA AML due diligence and ongoing oversight of fintech programs, regulatory examinations, independent testing and remediation.
• Performs other duties as may be assigned or which inherently or logically belong to this position or overall compliance functions.
• Exemplify FCB's values while carrying out its mission and organizational goals and priorities.

Ideal candidates will possess a Bachelor's degree in a related field and four to six years of related Banking, Fraud, BSA AML or other relevant experience or a combination of education and experience. Ideal candidates will demonstrate advanced analytical and investigative skills, sound judgment, attention to detail, and exemplary written and verbal communication skills. Experience with Verafin, prepaid or fintech program monitoring, SAR preparation, quality review, and a CAMS certification is preferred.

First Century Bank is an equal opportunity employer. It is the Company's policy to provide equal employment opportunity to all qualified persons without regard to race, color, sex, gender or gender identification, religious creed or religious beliefs, age, national origin, physical or mental disability, pregnancy, military or veteran's status, marital status, sexual orientation, or any other category protected by state or federal law.