BSA/AML OFAC Analyst

WaFd Bank; Boise (ID); Presencial; USD 33 000 - 42 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Paid time off

Health insurance

Stock options

Bonus programs

401(k) plan

Paid Parental Leave

Life and AD&D insurance

Long-term disability

Tuition Reimbursement

Employee assistance programs

Pre-tax health and dependent-care

WaFd Bank Benefits Summary

Resumo da oferta

WaFd Bank is seeking an OFAC Analyst to support BSA/AML/OFAC compliance. You will review transactions for potential OFAC hits across multiple payment channels, document investigations, and assist the BSA Officer in maintaining regulatory adherence. A focus on accuracy and risk mitigation is essential.

The role emphasizes ongoing learning of applicable laws, with opportunities to advance within the risk and compliance function. Compensation reflects a USD hourly range and Boise, ID location.

Qualificações

• Experience in OFAC, AML, transaction monitoring and SAR drafting.
• Knowledge of Bank Secrecy Act and USA PATRIOT Act requirements.
• Ability to analyze transactions across multiple payment channels.

Responsabilidades

• Investigate OFAC hits and escalate as needed.
• Review and process FinCEN 314(a) batch requests bi-weekly.
• Perform sanctions screening for customers and payments.
• Document findings and prepare case files with supporting docs.
• Stay up-to-date with BSA/OFAC regulations and bank policies.

Conhecimentos

Analytical skills

Writing ability

Attention to detail

Research skills

Communication skills

Formação académica

Bachelor's degree

ACAMS certification preferred

Ferramentas

Transaction monitoring systems

Online search tools

Descrição da oferta de emprego

BSA/AML OFAC Analyst

Location: US-ID-Boise

• Location/Org Data : Name - Boise Campus
• Location : Address - 5777 North Meeker Ave
• Location : City - Boise
• Location : State/Province - ID
• ID - 2026-5146
• Category - Risk and Compliance
• Position Type - Full Time
• Min - USD $24.27/Hr.
• Max - USD $30.76/Hr.

Job Summary

The OFAC Analyst is responsible for performing OFAC related screening and other BSA/AML related analysis and investigations. The OFAC Analyst will review and analyze transactions from multiple payment channels involving possible OFAC hits and those involving countries of concern to determine whether there is a true match or whether it represents any form of AML/CFT, or other risk.

The OFAC Analyst will provide support and assistance to the BSA Officer on BSA/AML/OFAC compliance issues, aid in the Bank's compliance with Anti-Money Laundering laws and regulations, USA PATRIOT Act, and OFAC; and continuously work to understand and mitigate risks.

Along with the key functions listed below, this position will be expected to uphold the value that WaFd Bank places on simply being kind when working alongside colleagues and servicing our clients.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Investigate any potential OFAC hits in accordance with Bank procedures and escalation issues to management as warranted.
• Review, process, and track the bi-weekly 314(a) batch requests received from FinCEN.
• Review and analyze transactions from multiple payment channels relating to potential OFAC hits and countries of concern.
• Perform sanctions screening for customers and incoming and outbound payments.
• Investigate sanctions issues and provide recommendations as necessary.
• Remain up-to-date on BSA/USA PATRIOT Act/OFAC compliance matters as they relate to bank operations.
• Conduct research over available Bank systems, the Internet and Commercial Databases consistent with the resolution of screening and investigations.
• Document and report analysis/investigation findings and prepare case files with required supporting documentation (e.g. media search results, copies of statements/checks, results from internal system searches etc.).
• Adherence to bank policies and procedures designed to comply with Federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act and OFAC regulations.

Qualifications

• Bachelor of Science or Bachelor of Arts degree
• One (1) to three (3) years of related experience -- OFAC, AML, transaction monitoring, alert clearing, escalation investigations, bank operations and SAR drafting. May also have relevant experience in areas such as risk, operations, and audit
• Relevant industry qualifications in AML (e.g., ACAMS) preferred
• Knowledge of common money laundering methods and trends
• Knowledge of the laws applicable to money laundering, including the Bank Secrecy Act, the USA PATRIOT act, US Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements
• Research skills including experience with online search tools
• Knowledge of transaction monitoring systems and applicable rules
• Effective writing, analytical, and communications skills
• Strong attention to detail

Benefits

• Paid time off for vacation, sick days and holidays
• Health insurance
• Stock options
• Bonus programs
• 401(k) plan
• Paid Parental Leave
• Life and AD&D insurance
• Long-term disability
• Tuition Reimbursement
• Employee assistance programs
• Pre-tax health and dependent-care spending plans

WaFd Bank Benefits Summary - Click here for more information

EEO Statement

We are committed to Equal Employment Opportunity and affirmative action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375

EEO Policy Statement - WaFd Bank

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Requisition Post Information*: Posted Date

10/1/2026