BSA AML Analyst III

Sunflower Bank Mortgage Lending; Dallas (TX); On-site; USD 70,000 - 80,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Job summary

Sunflower Bank, N.A. in Dallas, TX seeks an energetic BSA AML Analyst III to ensure compliance with federal and state AML laws, monitor transactions, and support audits.

You will apply deep investigative techniques on complex cases, collaborate with lines of business, and maintain documentation, with opportunities for professional certification and growth within our community-oriented bank.

Qualifications

• Extensive knowledge of Bank Secrecy Act, PATRIOT Act, AML regulations.
• Two years of BSA, Fraud, or Audit experience.
• Certifications such as CAMS, CFE, CPA, CIA, CRCM, or PMP.
• Proficient in Microsoft Office.
• Strong communication skills.
• Extensive investigative and research skills.
• Experience with Actimize or similar monitoring system.
• Experience with SQL/Hyperion.
• For management positions: ability to mentor and set goals.

Responsibilities

• Adhere to and ensure compliance with BSA/AML laws and guidance.
• Identify patterns of money laundering and terrorist financing; exercise sound judgment.
• Monitor BSA regulations and report to management.
• Ensure compliance with company policies and communicate non-compliance.
• Assist audits and remediation of findings.
• Partner with other lines of business to enforce policies.
• Maintain internal BSA documents and assist with areas as needed.
• Use deep investigative methods to identify risks in complex cases.
• Analyze system alerts for suspicious activity and disposition appropriately.
• Follow processes to determine when SARs are filed; prepare for eFiling.
• Assist with other BSA reporting and recordkeeping.

Skills

Communication skills

Analytical thinking

Investigative/research skills

Multi-project management

Leadership potential (management)

Education

Bachelor’s degree in Finance/Accounting/Business

Certifications: CAMS/CFE/CPA/CIA/CRCM/PMP

Tools

Actimize

SQL

Hyperion

Job description

Description

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.

Job Type

Full-time

Position

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of BSA AML Analyst III in our Dallas, TX location.

Responsibilities

• Adhere to, comply with, and have an understanding of applicable federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e., BSA, US PATRIOT Act, FFIEC BSA/AML Examination Manual, etc.).
• Demonstrate extensive banking and compliance knowledge in working AML/KYC related issues, identify patterns and trends consistent with money laundering and terrorist financing, and have the ability to exercise sound judgment and to observe the highest degree of confidentiality in the handling of information received in the course of the job responsibilities.
• Maintain a current knowledge of the Bank Secrecy Act and all related anti-money laundering and OFAC regulations; monitor legislative and regulatory developments regarding the Bank Secrecy Act and report important compliance developments to the Bank board, management, and other bank personnel.
• Ensure compliance with BSA/AML related laws and regulations as well as understand company policies and procedures and assume responsibility for identifying and communicating non-compliance consistent with regulatory and corporate requirements.
• Assist in achieving and maintaining "satisfactory" results or better on all internal and external audits, exams, and reviews and assist with remediation of exceptions or findings.
• Partner with other lines of business to ensure policies and procedures are followed and act as a resource for BSA related questions or concerns.
• Assist in maintaining internal documents such as work instructions, job aids, FAQs and participate in other areas of BSA as needed.
• Use various deep investigative methods to perform independent decision-making identifying risks and trends to determine if account activity is suspicious on the most complex cases.
• Analyze system monitoring alerts to identify potential suspicious activity within a given timeframe, research and analyze large amounts of data, decipher higher risk attributes (e.g., transactional, geographical, product, customer type, etc.) and disposition appropriately.
• Follow established processes and workflows to determine when Suspicious Activity Reports need to be filed, validate data and prepare for eFiling.
• Assist with other BSA reporting and recordkeeping requirements as needed.

Salary Range

The salary range for this position is $70,000 to $80,000 depending on knowledge, skills, abilities, experience, and location.

Education / Experience Preferred

• The applicant must have extensive knowledge of Bank Secrecy Act, US PATRIOT Act, Money Laundering Control Act, Office of Foreign Asset Control regulations, strategies and enforcement policies, familiarity with key banking regulations and interpretations, knowledge of bank laws and operations, risk assessment and analysis.
• The applicant must have a Bachelor’s degree in Finance, Accounting, Business, Management, Economics or similar. Will consider experience in lieu of a degree, if the applicant has considerable experience working in various areas of banking such as accounting, operations, or internal auditing.
• The applicant should have at least two years of experience within a BSA, Fraud, and/or Audit environment.
• The applicant should have certification such as Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), Certified Public Accountant (CPA), Certified Internal Auditor (CIA), Certified Regulatory Compliance Manager (CRCM), Project Management Professional (PMP), or other related certification.
• The applicant must possess strong proficiency in Microsoft Office Suite products.
• The applicant must possess strong oral and written communication skills and have the ability to quickly grasp business needs and objectives.
• The applicant must possess extensive investigative and research skills with a strong focus on organization and the ability to independently work on several projects at the same time.
• The applicant must possess proven mathematical, planning, problem solving, and decision-making skills.
• The applicant should have experience with Actimize or a similar automated monitoring system.
• The applicant should have experience with database management (SQL, Hyperion).
• For management positions, the applicant must possess demonstrated ability to manage and mentor midlevel officers and staff, set and administer goals, and set professional performance objectives for self and staff.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

• Rooted in Strength
• Propelled by Growth
• Individuals in a Great Whole
• Creating Possibility
• Community Focused

Associates Enjoy Outstanding Benefits, Including

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more associate perks & incentives!

EOE/AA: Minorities/Females/Disabled/Vets

Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.

Pay is dependent on knowledge, skills, abilities, experience, and location.

If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.