Branch Representative - Summerwood Branch

Automatic Data Processing, Inc.; Houston (TX); On-site; USD 23,000 - 30,000; Full time

Job summary

Summerwood-Financial Services in Houston, TX is hiring for a full-time Branch Representative. You will deliver exceptional member service, process deposits, withdrawals, and loan transactions, and help maintain accurate records.

This role requires cash handling experience, basic MS Office skills, and the ability to manage multiple tasks in a busy credit union environment. You will collaborate with tellers and financial services staff to support member goals, resolve issues, and uphold the credit

Qualifications

• High school diploma or GED required.
• 1–3 years cash handling and customer service experience preferred.
• Proficient in MS Office and able to learn credit union systems.
• Strong attention to detail and ability to multi-task in a fast-paced environment.

Responsibilities

• Provide prompt and courteous member service following credit union standards.
• Handle account maintenance tasks including debit cards, stop payments, and transfers.
• Process consumer loans from intake to completion with proper documentation.
• Educate members on products and services to help meet financial goals.
• Balance cash drawer daily and maintain security of cash and teller data.
• Resolve member issues and refer escalations as needed.

Skills

Cash handling

Customer service

MS Office

Attention to detail

Fast-paced environment

Education

High school diploma or GED

Tools

MS Office

Job description

SUMMERWOOD-FINANCIAL SERVICES Full Time Administrative SUMMERWOOD, Houston, TX, US

3 days ago Requisition ID: 1446

Salary Range: $17.00 To $22.00 Hourly

Location 12310 W Lake Houston Pkwy, Houston, TX 77044

Primary Job Function

In order to help Texas Bay Credit Union (TBCU) stand out as a leading financial institution the Branch Representative is responsible for providing member service support to the Tellers and Financial Services Representatives as needed while providing an exceptional experience.

Essential Duties and Responsibilities

• Provide prompt and courteous service to members by following established TBCU member service expectations.
• Perform all account maintenance for members including but not limited to, issuance of debit cards, stop payments, wire transfers, opening and closing accounts according to credit union policies and procedures, etc.
• Process consumer loans from start to finish. This includes but is not limited to, corresponding with loan applicants, preparing necessary documents for approval, reviewing loans for proper insurance on collateral, processing approved loan documents, recommending protection products, disbursing loans, and performing appropriate analysis to determine credit worthiness, etc.
• Provide credit counseling to members and suggest actions to improve their credit score.
• Resolve member issues or complaints by demonstrating complete knowledge of credit union processes and procedures while being empowered to make decisions that are in the best interest of the member and/or the credit union. Refer escalated concerns to Assistant Branch Manager or Branch Manager.
• Promptly prepare, process, and close home equity loans according to credit union policy.
• Daily management of CVIEW tickets including but not limited to researching and resolving errors.
• Follow all TBCU policies and procedures including but not limited to proper identification of members, proper validation checking requirements and OFAC obligations.
• Maintain a working knowledge of all TBCU products, policies, procedures, promotions and services.
• Educate members on CU products and services by identifying their personal and financial goals.
• Perform a full range of duties required to process transactions such as deposits, withdrawals, cashing checks, loan payments, transfers, open-end loan draws, credit card cash advances, and credit card payments.
• Balance cash drawer with system totals daily.
• Maintain security of cash drawer and teller number at all times.
• Participates in the Performance Reward Program.
• Maintain and project the Credit Union's professional reputation.

Other Duties and Responsibilities

• Play an active part in helping credit union teams function smoothly and efficiently.
• Stay alert to potential problems and propose changes to policies and programs.
• Back-up other coworkers as needed.
• Perform other duties as assigned or needed.
• As an employee of an “Essential Business” (as defined by Texas’s Executive Order GA 14), employees are expected to continue to report to work as scheduled during state issued emergency declarations.
• Comply with all Federal, State, and Local regulations.

Required Knowledge

• A high school education or GED
• One year to three years of similar or related experience
• Minimum one-year cash handling and customer service experience required
• Proficient in MS Office and computer skills
• Completion of required training courses

Required Abilities

• Attention to detail and strong organizational skills
• Analytical, problem resolution, and decision-making skills
• Must be self-motivated and a quick learner
• Must be able to multi task and work well in a fast-paced environment
• Demonstrate all Texas Bay Core Values
• Demonstrate the ability to maintain confidentiality and exercise discretion.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. The employee is regularly required to walk, sit, reach with hands and arms, kneel, talk, hear, and climb stairs. The employee must occasionally lift and/or move 10-15 pounds. This position requires viewing of computer monitor for extended lengths of time and travel to and from all credit union offices.

Disclaimer

The above information on the description has been designed to indicate the general nature and level of work performed by employees within this job. It is not designed to contain or to be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.