Branch Manager

Private Job Board; Ohio; On-site; USD 36,000 - 64,000; Full time

Benefits offered by this job

Commission Pay

Job summary

Envoy Mortgage in Ohio is seeking a Branch Manager to recruit, coach, and lead a high-performance origination team while driving branch production and processes to meet company goals.

You will mentor loan officers, ensure compliance with DU/DO, LP, Encompass, and adhere to federal regulations, while managing revenue, expenses, and relationships with real estate agents and borrowers.

Qualifications

• High School diploma or equivalent required; Bachelor's Degree in Business, Finance or related field preferred.
• 7 years related mortgage origination experience with 2+ years branch management preferred.
• 2 years in a sales leadership role managing Loan Originators preferred.
• Demonstrated success in growing sales and revenue goals.
• Experience with mortgage products (FHA/VA/CONV/USDA) and DU/DO, LP and Encompass preferred.

Responsibilities

• Promote Envoy's products to real estate agents, home buyers, and referral sources.
• Provide leadership for branch employees with a focus on ethics and customer service.
• Mentor Mortgage Loan personnel on policies, procedures and investor guidelines.
• Stay updated on federal regulations and investor guidelines affecting mortgages.
• Manage branch revenue and expenses to meet company objectives.
• Procure new loan applications resulting in funded loans.
• Ensure compliance with Envoy standards and customer service expectations.
• Maintain current licenses to perform origination duties.
• Coordinate with senior management on new origination opportunities.

Skills

Branch management

Sales leadership

Mortgage origination

DU/DO LP Encompass

Microsoft Office

Communication skills

Education

High School diploma

Bachelor's degree in Business/Finance

Tools

Encompass

Desktop Underwriter (DU)

Loan Prospector (LP)

Excel

Word

Outlook

Job description

As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives!
By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.

Come join us, and be part of a team where your success, is our success!

The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals.

PRINCIPAL FUNCTIONAL RESPONSIBILITIES:

• Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
• Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants.
• Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines
• Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages
• Must have working knowledge of applicable federal regulations
• Work closely with the Senior Management, to be innovative in terms of new origination opportunities
• Manage Branch revenue and expenses to meet the Company's objectives
• Procure new loan applications that result in funded loans
• Adhere to all Envoy standards, including, but not limited to production minimums and customer service
• Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
• Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans
• Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
• Ensure all marketing is performed in a manner that is compliant
• Ensure maintenance of a current license to perform Origination duties within their assigned branch
• Adhere to all Envoy standards, including, but not limited to production minimums and customer service
• Comply with company policies, local, state and federal laws regarding position and supervision of employees
• Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
• Any additional duties that may be assigned by the Divisional Vice President

Qualifications include:

• High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred
• 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred
• 2 years' experience in sales leadership role managing Loan Originators, preferred
• Demonstrated success in growing sales and revenue goals
• Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum
• Proven leadership skills with demonstrated capacity in management/motivation of employees
• In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation
• Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred
• Demonstrated proficiency with Microsoft Excel, Word and Outlook
• Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
• Commitment to high standards and adherence to company policy
• Ability to manage priorities and workflow
• Ability to make timely and sound decisions
• Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated
• Satisfactorily pass background check

PHYSICAL REQUIREMENTS:

• The employee must occasionally lift and/or move up to 25 pounds
• Specific vision abilities required by this job include close vision
• While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
• The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl

Job Type:
- Exempt
Compensation:
- Regular Pay: $36,000 - $64,000
Supplemental Pay:
- Commission Pay

NOTE: The Pay Range indicated may vary based on skills, experience, and location.

We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Private Job Board’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.