Branch Manager

World Finance Corporation of Tennessee; Memphis (TN); On-site; USD 40,000 - 45,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

401(k) with match

Paid holidays

Vacation time

Volunteer time

Job summary

World Finance Corporation of Tennessee is seeking a Branch Manager to drive growth, manage loan production, tax services, and portfolio performance. You will lead a high-performing team, oversee branch operations, and build strong customer relationships.

Responsibilities include approving loans within guidelines, reducing delinquency, and meeting revenue targets. A high school diploma and valid license are required, with management experience preferred and a strong focus on community engagement.

Qualifications

• High school diploma or equivalent required.
• Management experience (1 year+) preferred.
• Must be able to obtain required insurance licensing.
• Proven ability to generate business through community involvement, referrals, and outreach.

Responsibilities

• Meet branch goals for loan growth, tax production (if applicable), profitability, portfolio performance, and delinquency.
• Grow the branch through outreach, referrals, and community engagement.
• Review, approve, and close loans within guidelines.
• Manage delinquency and collections to maintain portfolio health.
• Lead and develop branch staff and ensure compliant operations.

Skills

Sales targets

Portfolio growth

Leadership

Customer outreach

Networking

Delinquency management

Credit decisions

Education

High school diploma or equivalent

Job description

The Branch Manager is responsible for driving branch growth, portfolio performance, and profitability through loan production, tax preparation growth, customer retention, and delinquency management in a performance-driven environment. This role generates new business through customer outreach, referrals, and community engagement, evaluates and approves lending decisions, oversees collections efforts, and ensures compliance with company policies and regulatory requirements.The Branch Manager also recruits, develops, and leads a high-performing team while maintaining efficient branch operations and strong customer relationships.Compensation$40,000 to $45,000, based on experience and location, plus performance-based bonus opportunities. This is a results-driven role where earnings are directly tied to branch performance. Managers who grow their portfolio, drive tax production, and achieve business goals have the opportunity to significantly increase their total compensation.Why Join World:Career advancement opportunities – Successful Branch Managers are often considered for District Manager and other leadership roles across the organization.Promote-from-within culture – A large percentage of team members advance into leadership rolesPerformance-based earnings – High performers have the opportunity to significantly increase their compensation through branch growth, portfolio performance, and business results.Comprehensive benefits for all stages of life – Including major medical, dental, vision, life insurance, long-term disability, and free mental health supportRetirement and time off – 401(k) with company match, paid holidays, and vacation timeCommunity focus – Paid volunteer time and a strong commitment to giving backWork-life balance – Predictable schedules with a focus on time outside of workAbout World Finance:World Finance has been recognized as a Top Workplace USA for six consecutive years and a Newsweek Most Trustworthy Company. Since 1962, we have helped millions of customers meet their financial needs through personal loans, tax services, and credit-building solutions. With over 1,000 branches across 16 states, we are committed to serving the communities where we live and work.Essential Duties and Responsibilities:Meet branch goals for loan growth, tax preparation production, profitability, portfolio performance, and delinquency.Grow the branch through customer outreach, outbound calling, referrals, community engagement, networking, and promotion of branch products and services.Review, approve, and close loans within company guidelines.Manage delinquency and collection efforts to maintain portfolio performance and minimize losses.Lead, train, coach, and develop branch employees while holding them accountable for performance expectations.Oversee branch operations and ensure compliance with company policies and applicable laws.Handle escalated customer concerns and make sound business decisions that support branch success.Basic RequirementsHigh school diploma or equivalentValid driver's license, reliable transportation, and current insuranceAbility to obtain required insurance licensingMust be able to independently perform all required bank runs, including transporting deposits, without relying on non-employees for transportation.At least one year of management experience or successful completion of management training programExperience & SkillsExperience achieving sales, portfolio growth, or profitability goalsExperience making lending, collection, or customer account decisionsExperience managing delinquency, collections, or portfolio performanceExperience managing branch, store, or business operationsExperience leading and developing employeesProven ability to generate business through community involvement, networking, customer referrals, and outbound calling activity.Comfortable working in a performance-driven environment that includes customer outreach, collections, and sales activitiesPreferred BackgroundsExperience leading a team, growing a customer portfolio, managing delinquency, making lending or credit decisions, generating new business, and achieving sales and profitability goals in consumer finance, banking, retail banking, lending, credit, insurance, tax preparation, or similar financial services environments preferred.Physical and Environmental Requirements:Office based role with standard lighting and noise levelsRegular in-person attendance during scheduled work hours is essential; occasional extended hours or weekend work may be required based on business needsCombination of stationary work and regular movement throughout the office, including occasional walking, standing, bending, reaching, and similar activitiesOccasional light lifting, pushing, or pulling of office materials (generally up to 30 pounds)Ability to perform computer work, handle documents, and communicate information effectivelyFast paced environment with shifting priorities and deadlines; requires professionalism, adaptability, collaboration, and multitaskingFrequent interaction with customers and coworkers; must communicate clearly and professionally in person, by phone, and electronicallyMay assist with general office upkeep to maintain a professional environmentOccasional local travel to offsite locations and banks as required for business purposesIt is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. The duties listed are the essential functions of this position. Reasonable accommodations may be made unless they create an undue hardship to the Company. Physical and environmental requirements are representative of those needed to successfully perform the job.