Bodily Injury Litigation Adjuster

United Automobile Insurance Company; Miami (FL); Remote; USD 65,000 - 95,000; Full time

Benefits offered by this job

401(k) Employer matching

Comprehensive health insurance

Paid time off

Flexible spending accounts

Life insurance

Short/Long-term disability

Job summary

United Automobile Insurance Company is seeking a BI Litigation Adjuster to investigate bodily injury claims, assess liability, and coordinate with legal teams for litigation. The role requires strong negotiation and analytical skills, plus proficiency with claims software.

The position supports remote work within the Southeast region and requires an adjuster license, a bachelor’s degree or equivalent, and bilingual ability preferred.

Qualifications

• Bachelor’s degree or equivalent education and experience.
• Active Adjuster license required.
• Bilingual preferred.

Responsibilities

• Investigate bodily injury claims to assess liability and damages.
• Review medical records, police reports, witnesses and other documentation.
• Coordinate with legal teams and outside counsel for litigation.
• Negotiate settlements with claimants or their representatives.
• Ensure compliance with policy terms and regulations.

Skills

Years of experience

Negotiation

Analytical

Communication

Independent work

Claims software

Education

Bachelor’s degree or equivalent

Bilingual preferred

Adjuster license required

Tools

Claims management software

Job description

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a BI Litigation Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE:

As a BI Litigation Adjuster, you will be responsible for investigating, evaluating, and settling bodily injury claims arising from property and casualty insurance policies. This role involves analyzing the circumstances of accidents, assessing the extent of bodily injuries, and determining the appropriate compensation for claimants. The adjuster will also be required to manage litigation related to bodily injury claims, working closely with legal teams, claimants, and other relevant parties. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

DUTIES:

• Conduct thorough investigations of bodily injury claims to establish liability and determine the extent of injuries.
• Collect and review medical records, police reports, witness statements, and other relevant documentation.
• Assess the validity of claims and determine coverage limits and policy applicability.
• Identify high exposure claims for litigation round table.
• Coordinate with legal teams and outside counsel to manage litigated claims.
• Prepare and collaborate with the legal team for court proceedings, depositions, and arbitration hearings.
• Collaborate with attorneys to develop and implement effective litigation strategies.
• Negotiate settlements with claimants, their legal representatives, or third-party claimants.
• Analyze medical reports, treatment plans, and other documentation to determine fair and reasonable settlement amounts.
• Ensure settlements comply with policy terms and legal regulations.
• Communicate with claimants, policyholders, attorneys, and other relevant parties to provide updates on claim status and resolution efforts.
• Address inquiries, concerns, and requests for information in a timely and professional manner.
• Communicate with claimants, policyholders, attorneys, and other relevant parties to provide updates on claim status and resolution efforts.
• Address inquiries, concerns, and requests for information in a timely and professional manner.
• Stay updated on industry regulations, legal precedents, and best practices related to bodily injury claims.
• Ensure all claims handling activities adhere to company policies, legal requirements, and industry standards.

EDUCATION:

• Bachelor’s degree in a related field, or equivalent combination of education and experience
• Bilingual preferred.
• Adjusters license required.

SKILLS & EXPERIENCE:

• 5 years of experience in handling bodily injury claims or similar role.
• Knowledge of property and casualty regulations, industry practices, and laws.
• Strong negotiation, analytical, and problem-solving skills.
• Excellent verbal and written communication skills.
• Ability to work independently and in a team-oriented environment.
• Proficiency in relevant claims management software and tools.

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibilityof all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.