Bodily Injury Claims Specialist

Auto-Owners Insurance; Willmar (MN); Hybrid; USD 66,000 - 96,000; Full time

Benefits offered by this job

Matched 401(k)

Fully funded pension plan (once vested

Medical insurance

Prescription insurance

Dental insurance

Vision insurance

Life insurance for employee, spouse, &

Long term disability

Health care flexible spending accounts

Dependent care flexible spending

Job summary

Auto-Owners Insurance in Minnesota invites you to join our Bodily Injury Claims team. This role focuses on adjusting loss, determining coverage, and negotiating settlements while delivering top-notch service to agents and insureds.

A minimum of three years of insurance claims experience is expected. After upfront in-person training, a merit-based work-from-home option may be available at leadership discretion, with a comprehensive benefits package.

Qualifications

• A minimum of three years of insurance claims related experience.
• The ability to organize and conduct an investigation involving complex issues and assimilate the information to reach a logical and timely decision.
• The ability to effectively understand, interpret and communicate policy language.
• The dissemination of appropriate claim handling techniques so that others involved in the claim process are understanding of issues.

Responsibilities

• Assemble facts, determine coverage, evaluate loss, analyze liability, and adjust the loss.
• Study insurance policies, endorsements, and forms to understand coverage.
• Follow claims handling procedures and participate in negotiations and settlements.
• Deliver a high level of customer service to agents, insureds, and others.
• Meet with people involved with claims, sometimes outside of our office environment.
• Handle investigations by telephone, email, mail, and on-site investigations.
• Maintain appropriate adjuster’s license(s), if required by statute, within the time frame prescribed by the Company or statute.
• Handle complex and unusual exposure claims effectively through on-site investigations and mediation/settlement activities.
• Assist in the evaluation and selection of outside counsel.
• Maintain punctual attendance according to an assigned work schedule at a Company approved work location.

Skills

Insurance claims experience

Investigation

Policy interpretation

Claim handling

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

• Applications are accepted on an ongoing basis. An open position may not be available at this time.

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our Claims department as a Bodily Injury Claims Representative. The position requires the person to

• Assemble facts, determine coverage, evaluate the amount of loss, analyze legal liability, make payments in accordance with coverage, damage and liability determination, and perform other functions or duties to properly adjust the loss.
• Study insurance policies, endorsements, and forms to develop an understanding of insurance coverage.
• Follow claims handling procedures and participate in claim negotiations and settlements.
• Deliver a high level of customer service to our agents, insureds, and others.
• Devise alternative approaches to provide appropriate service, dependent upon the circumstances.
• Meet with people involved with claims, sometimes outside of our office environment.
• Handle investigations by telephone, email, mail, and on-site investigations.
• Maintain appropriate adjuster’s license(s), if required by statute in the jurisdiction employed, within the time frame prescribed by the Company or statute.
• Handle complex and unusual exposure claims effectively through on-site investigations and through participation in mediations, settlement conferences, and trials.
• Handle confidential information according to Company standards and in accordance with any applicable law, regulation, or rule.
• Assist in the evaluation and selection of outside counsel.
• Maintain punctual attendance according to an assigned work schedule at a Company approved work location.

Desired Skills & Experience

• A minimum of three years of insurance claims related experience.
• The ability to organize and conduct an investigation involving complex issues and assimilate the information to reach a logical and timely decision.
• The ability to effectively understand, interpret and communicate policy language.
• The dissemination of appropriate claim handling techniques so that others involved in the claim process are understanding of issues.

Compensation

Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $65,500.00 - $96,100.00. Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.

Benefits

• Matched 401(k)
• Fully funded pension plan (once vested)
• Medical insurance
• Prescription insurance
• Dental insurance
• Vision insurance
• Associate, spouse and child life insurance
• Supplemental sick pay
• Long term disability
• Health care flexible spending accounts
• Dependent care flexible spending accounts
• Generous paid time off including holidays, vacation days, personal time, sick leave and parental leave
• Adoption assistance
• Discounts on personal insurance
• Education matching gift program
• Student loan assistance program
• Gym membership and fitness class reimbursement program

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

• Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.