Benefits Representative

AMBA; Waukee (IA); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Performance-based commissions

Monthly bonuses

Sales training and mentorship

Leads provided through associations

Job summary

A leading insurance provider is seeking a Benefits Representative to assist retirees with supplemental insurance solutions. This role requires an entrepreneurial approach and strong communication skills, providing the freedom to manage your own schedule. Agents perform guided consultations with association members and can earn between $65,000 to $90,000 in the first year. The position is contractor-based with full-time effort essential for success, backed by comprehensive support and resources.

Qualifications

• An entrepreneurial mindset and a self-starter approach.
• Comfort with phone-based outreach, follow-up, and virtual appointments.
• Strong communication and relationship-building skills.
• A commitment to providing ethical, high-quality service.
• A Life and Health insurance license or willingness to obtain one prior to onboarding.
• Motivation to grow income through a performance-based compensation model.

Responsibilities

• Meet virtually or in person with members to assess needs.
• Educate clients through consultations, seminars, and presentations.
• Utilize a consultative sales approach for retirement solutions.
• Participate in ongoing training and business planning.

Skills

Strong communication skills

Relationship-building skills

Self-starter approach

Comfort with phone outreach

Ethical service commitment

Education

Life and Health insurance license

Job description

Join to apply for the Benefits Representative role at AMBA

6 days ago Be among the first 25 applicants

Join to apply for the Benefits Representative role at AMBA

Position at AMBA

Insurance Benefits Representative (1099 Independent Contractor)

Description

Position at AMBA

Insurance Benefits Representative (1099 Independent Contractor)

Location: Iowa (statewide, any city)

Compensation: Commission plus bonuses

Schedule: Self-managed with full-time effort required for success

About AMBA

For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.

In Iowa, AMBA is the exclusive endorsed provider for the Iowa Retired School Personnel Association and the Professional Educators of Iowa, giving direct access to their members and communities.

Why Partner with AMBA

• Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
• Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
• Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
• Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
• Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
  
  

What You Will Do

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
• Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
  
  

Who Thrives in This Role

This opportunity may be a strong fit if you have:

• An entrepreneurial mindset and a self-starter approach
• Comfort with phone-based outreach, follow-up, and virtual appointments
• Strong communication and relationship-building skills
• A commitment to providing ethical, high-quality service
• A Life and Health insurance license or willingness to obtain one prior to onboarding
• Motivation to grow income through a performance-based compensation model
  
  

Compensation and Support

• Performance-based commissions with advanced payouts and lifetime vesting
• No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
• Monthly performance bonuses and travel incentives
• Ongoing onboarding, sales training, and mentorship
• Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
  
  

Ready to Take the Next Step

Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Human Resources

• Industries

  Insurance

Referrals increase your chances of interviewing at AMBA by 2x

Get notified about new Benefits Representative jobs in Waukee, IA.

West Des Moines, IA $65,000.00-$90,000.00 6 days ago

Johnston, IA $65,000.00-$90,000.00 6 days ago

Ankeny, IA $65,000.00-$90,000.00 6 days ago

Altoona, IA $65,000.00-$90,000.00 6 days ago

Urbandale, IA $65,000.00-$90,000.00 1 week ago

Des Moines, IA $65,000.00-$90,000.00 1 week ago

West Des Moines, IA $66,667.00-$73,334.00 1 week ago

Leader In Training (Jordan Creek Town Center)

Ramco Innovations™ Administration Specialist

Des Moines, IA $50,000.00-$65,000.00 2 days ago

Full-time Sales Teammate (Jordan Creek Town Center)

Assistant in Training (Jordan Creek Town Center)

In Home Sales Pro Leads Provided Full Benefits Company Car

Des Moines, IA $85,000.00-$100,000.00 1 month ago

New Business Operations and Client Service Lead (Life/Annuity)

Des Moines, IA $75,000.00-$90,000.00 1 day ago

West Des Moines, IA $19.00-$20.00 6 days ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.