Benefits Representative

AMBA; Sterling Heights (MI); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Performance-based commissions

Monthly bonuses and travel incentives

Ongoing sales training and mentorship

Advancement opportunities

Job summary

A supplemental insurance provider is hiring a Benefits Representative to help retirees understand and secure supplemental insurance solutions. This full-time role emphasizes proactive engagement with clients and offers commission-based compensation, with average earnings ranging from $70K to $90K for first-year agents. The position requires strong communication skills and a commitment to service.

Qualifications

• Must have a Life & Health license or willingness to obtain one.
• Strong communication and relationship-building skills are essential.
• An entrepreneurial mindset with self-starter attitude is necessary.

Responsibilities

• Meet with association members to recommend supplemental insurance solutions.
• Educate clients through consultations and presentations.
• Use a consultative sales approach to protect clients' health and income.

Skills

Strong communication skills

Relationship-building skills

Entrepreneurial mindset

Commitment to exceptional service

Education

Life & Health license

Job description

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Position at AMBA

Description

Position at AMBA

Insurance Benefits Representative (1099, Independent Contractor)

Location: Michigan | Compensation: Commission + Bonuses | Schedule: Self-Managed, Full-Time Commitment

About AMBA

For over 65 years, AMBA has proudly served retired public servants by offering access to supplemental insurance benefits they may not receive through traditional retirement plans. We partner with 450+ associations across all 50 states and Canada — representing over 44 million members, including educators, first responders, veterans, healthcare workers, trade professionals, and more.

In Michigan, AMBA is the exclusive endorsed provider for the Michigan Association of Retired School Personnel (MARSP), giving direct access to their members and communities.

Why Partner with AMBA

• Proven Systems: Leverage our structured processes, support, and brand reputation to grow your business.
• Leads You Can Count On: We provide leads at no cost to you through exclusive association access, but outbound calling is still a big part of the role — persistence and follow-up drive results.
• Purpose-Driven Work: Help protect the retirement and financial well-being of those who spent their careers serving others.
• Entrepreneurial Freedom: You manage your schedule, but consistent full-time effort is essential to succeed in this role.
• Comprehensive Training: From licensing support to ongoing sales coaching, product education, and business planning, our training program sets you up for long-term success — whether you're new to insurance or ready to launch your career.
  
  

What You'll Do

• Meet virtually or in person with association members to understand their needs and recommend supplemental insurance solutions.
• Educate clients through one-on-one consultations, webinars, and group presentations.
• Use a consultative sales approach to help retirees protect their health, income, and legacy — including options like Fixed Indexed Annuities for long-term retirement planning.
• Stay engaged with ongoing training, mentorship, and business planning to continuously improve your performance.
  
  

Who Thrives Here

We encourage you to apply if you have:

• An entrepreneurial mindset with a self-starter attitude
• Strong communication and relationship-building skills
• A commitment to providing exceptional service and follow-through
• A Life & Health license (or willingness to obtain — we’ll guide you through the process)
• A desire to grow your income and independence with a performance-driven model
  
  

Compensation & Perks

• Performance-based commissions with advanced payouts and lifetime vesting
• No income cap — average first-year earnings of $70K–$90K, with top agents earning $100K+
• Monthly bonuses and travel incentives to top destinations
• Ongoing sales training, onboarding, and mentorship
• You’ll have access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists committed to your success.
• Advancement opportunities in a rapidly growing national company
  
  

Ready to Take the Next Step?

Apply now to join AMBA and help retirees protect what matters most. We look forward to connecting with you!

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Human Resources

• Industries

  Insurance

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