Benefits Representative

AMBA; Ankeny (IA); Remote; USD 65,000 - 80,000; Part time

Benefits offered by this job

Performance-based commissions

Monthly bonuses

Ongoing training and mentorship

Job summary

A leading supplemental insurance provider is seeking an Insurance Benefits Representative to meet with members and assess their insurance needs. This role provides the flexibility of self-management with full-time effort required. Typical first-year earnings range from $65,000 to $80,000, with high achievers earning over $90,000. Ideal candidates possess strong communication skills, an entrepreneurial mindset, and a commitment to ethical service. A Life and Health insurance license is required before onboarding.

Qualifications

• Comfort with phone-based outreach and virtual appointments.
• A commitment to providing ethical, high-quality service.
• Motivation to grow income through a performance-based model.

Responsibilities

• Meet with association members to assess needs.
• Educate clients through various consultation methods.
• Utilize a consultative sales approach.

Skills

Entrepreneurial mindset

Communication skills

Relationship-building skills

Self-starter approach

Education

Life and Health insurance license

Job description

Overview

Insurance Benefits Representative (1099 Independent Contractor)

Location: Iowa (statewide, any city)

Compensation: Commission plus bonuses

Schedule: Self-managed with full-time effort required for success

About AMBA

For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals. In Iowa, AMBA is the exclusive endorsed provider for the Iowa Retired School Personnel Association and the Professional Educators of Iowa, giving direct access to their members and communities.

What you will do

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
• Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.

Who thrives in this role / Qualifications

• An entrepreneurial mindset and a self-starter approach
• Comfort with phone-based outreach, follow-up, and virtual appointments
• Strong communication and relationship-building skills
• A commitment to providing ethical, high-quality service
• A Life and Health insurance license or willingness to obtain one prior to onboarding
• Motivation to grow income through a performance-based compensation model

Compensation and Support

• Performance-based commissions with advanced payouts and lifetime vesting
• No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
• Monthly performance bonuses and travel incentives
• Ongoing onboarding, sales training, and mentorship
• Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success

Ready to take the next step? Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.