Banking Services Operations Associate IV - Commercial Document Preparation

M&T Bank Corporation; Baltimore (MD); On-site; USD 32,000 - 51,000; Full time

Job summary

M&T Bank Corporation in Baltimore is seeking a professional to manage commercial document preparation requests, analyze due diligence, and coordinate with lending staff to resolve issues under tight deadlines.

The role includes preparing legal closing documents, ensuring compliance with Credit Policy and regulatory standards, and maintaining files for audits. A minimum of an associate degree is required, with a bachelor’s preferred, and paralegal experience is a plus.

Qualifications

• Associate’s degree and a minimum of 1 year’s work experience, or a combined minimum of 3 years’ higher education and/or work experience.
• Bachelor’s degree preferred; minimum 3 years’ relevant work experience.
• Paralegal experience is a plus.

Responsibilities

• Analyzes commercial document preparation requests to determine requirements.
• Orders due diligence to support document preparation.
• Completes documentation packages and delivers to Relationship Manager.
• Interacts with lending staff, counsel, and management to clarify information.
• Completes standard packages and trains for higher complexity.
• Ensures document files are archived and adheres to risk and regulatory standards.
• Escalates risk-related issues to management.
• Supports the Commercial, Business Banking and Private Banking lines.

Education

Associate’s degree

Bachelor's degree

Paralegal experience

Job description

Overview

Understand and works basic to mid-level complexity closing package preparation requests, ordering and analyzing required due diligence as well as interacting with lending staff on any challenges or issues with the request. Works under tight time frames to meet customer needs.

Primary Responsibilities

• Analyzes Commercial documentation preparation requests, inclusive of credit approvals, to determine requirements
• Order required due diligence to support the document preparation request in accordance with approval and Credit Policy requirements
• Complete documentation package and deliver to the Relationship Manager for execution
• Interact with lending staff, internal counsel and management to clarify any missing or unclear information to complete the document preparation package
• Complete packages on standard document preparation requests and receive training for higher complexity packages
• Image document preparation working files to serve as a matter of record
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite
• Identify risk-related issues needing escalation to management
• Promote an environment that supports belonging and reflects the M&T Bank brand
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
• Complete other related duties as assigned

Scope of Responsibilities

• Commercial Document Preparation is responsible for preparing legal closing documents for commercial and personal use transactions in accordance with Credit Policy and regulatory requirements
• The group supports Commercial, Business Banking and Private Banking lines of business, with responsibilities through managing basic to mid-level complexity document preparation operations including understanding the loan approval and borrower structure, Credit Policy requirements, ordering and reviewing supporting documentation (due diligence) requirements, creating legal packages, completing quality reviews and communicating regularly with lending staff, Sales and Operations Management, Legal, Compliance and other related groups

Education and Experience Required

Associate’s degree and a minimum of 1 years’ work experience, or in lieu of a degree, a combined minimum of 3 years’ higher education and/or work experience, including a minimum of 1 years’ work experience

Education and Experience Preferred

Bachelor's degree Minimum of 3 years’ relevant work experience Paralegal experience M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Baltimore, Maryland, United States of America

Company Overview

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution

• competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year.

We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

Core Values

• Integrity
• Ownership
• Collaboration
• Curiosity
• Candor

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.