Banking Advisor III - PNC Private Bank

PNC Financial Services Group, Inc.; San Francisco (CA); On-site; USD 91,000 - 203,000; Full time

Benefits offered by this job

Medical coverage

Dental & vision coverage

Life insurance

Short & long-term disability

401(k) with company match

Pension and stock purchase plans

Dependent care reimbursement

Backup child/elder care

Educational assistance

Wellness program

11 paid holidays

Vacation days

Job summary

PNC Financial Services Group, Inc. in San Francisco seeks a Banking Advisor (SR, III, II, I) to serve high-net-worth clients with strategic credit and cash management guidance within Private Bank Connect. You will develop relationships, deliver AMG banking solutions and drive client retention and growth.

The role emphasizes risk assessment, credit analysis, and mentorship of junior staff while ensuring regulatory compliance. In-office role with potential for advanced levels based on experience.

Qualifications

• University degree with 5+ years of relevant experience.
• Certifications not required.

Responsibilities

• Identifies and provides guidance on credit and cash management solutions for current and prospective high-net-worth clients as part of a broader Private Banking team.
• Builds relationships with internal and external partners, clients and COIs; executes AMG banking transactions to ensure quality and efficiency.
• Proficient in origination, financial analysis, negotiation and documentation of banking products; manages book of business to ensure client satisfaction and growth.
• Analyzes, evaluates and mitigates credit risk using advanced credit fundamentals and internal policies.
• Provides leadership and mentoring to junior team members and ensures compliance with banking policies and regulations.

Skills

Book Of Business

Client Satisfaction

Customer Retentions

Financial Management

Financial Performance

Portfolio Management

Sales Process

Education

Bachelor's degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Banking Advisor (SR, III, II, I) within the PNC Private Bank Connect organization, you will be a trusted advisor within a virtually delivered, high-volume, fast-paced, ever-changing environment. You will serve as a strategic partner to clients by adding value and providing best-in-class products and business solutions. Your ability to develop and cultivate relationships will support the growth of the business through client retention, client deepening and client acquisition. Your dedication to growing relationships through the provision of advice and guidance around your client's entire balance sheet, will support you and your team's success. In addition, opportunities for growing communication and inter-personal skills, credit and cash management product knowledge, best in class customer service delivery and virtual technology utilization, will differentiate you from other bankers within the industry.

This position is based in a local PNC location. Our virtually delivered advisory services allow our team to be located throughout the PNC Private Bank footprint.

*Your application will be reviewed for multiple levels of this role, and the appropriate level will be determined by your experience and qualifications.

*Previous PNC Private Bank experience strongly preferred.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Identifies and provides guidance and advice on appropriate credit and cash management solutions for current and prospective high-net worth clients as part of a broader Private Banking team. Meets with internal and external clients to introduce and sell AMG banking products and services.
• Proficient at building relationships with internal and external partners, clients and COIs. Makes day-to-day decisions in executing AMG banking transactions to ensure quality and efficiency.
• Proficient in the origination, financial analysis, negotiation and documentation of credit and non-credit banking products and services. Manages/monitors book of business to ensure client satisfaction, client retention and expansion of sales revenue.
• Demonstrates strong ability to analyze, evaluate and mitigate credit risk for complex credit requests by utilizing knowledge of advanced credit fundamentals and internal credit policies.
• Provides leadership and mentoring to junior members of team. Ensures compliance with current banking policies and regulations.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Book Of Business, Client Satisfaction, Customer Retentions, Financial Management, Financial Performance, Portfolio Management, Sales Process

Competencies

Client Relationship Management, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Managing Multiple Priorities, Problem Solving, Products and Services, Sales Negotiating, Value Selling

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $91,000.00 - $202,800.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 07/27/2026, although it may be longer with business discretion.

Benefits

• medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options
• employee and spouse/child life insurance
• short and long-term disability protection
• 401(k) with PNC match
• pension and stock purchase plans
• dependent care reimbursement account
• back-up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives

In addition, PNC generally provides the following paid time off, depending on your eligibility:

• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level
• years of service

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include 'accommodation request' in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.