AVP, Underwriting Consultant - Large Case

Scor; Charlotte (NC); Hybrid; USD 137,000 - 185,000; Full time

Benefits offered by this job

Medical, vision, and dental coverage

401(k) with match

Defined Contribution Retirement

Life and AD&D insurance

Disability insurance

Job summary

SCOR seeks an AVP, Underwriting Consultant - Large Case in Charlotte, NC, to develop strong relationships with carrier clients and provide underwriting guidance on large, complex cases. The role focuses on underwriting strategies, client inquiries, and innovative solutions while collaborating on internal projects and AI-enabled processes.

You will work in a hybrid environment with relocation support within the US and ongoing professional growth.

Qualifications

• Bachelor's degree or equivalent work experience.
• 10–15 years current life underwriting experience.
• Experience with large case approvals and high-net-worth clients.
• Strong communication and collaboration with field force and client underwriters.
• Progress toward professional designations (LOMA/ALU) encouraged.

Responsibilities

• Develop and maintain relationships with SCOR carrier clients on large cases.
• Provide underwriting consultation and communicate decisions to clients.
• Offer underwriting strategies and alternative solutions for complex risks.
• Stay current with medical topics and financial evaluation concepts.
• Collaborate on underwriting guideline development and client education.

Skills

Large case underwriting

Client relationship management

Underwriting consultation

AI tools familiarity

Education

Bachelor's Degree or equivalent

Tools

SOLEM

AI underwriting tools

Job description

AVP, Underwriting Consultant - Large Case

Charlotte, North Carolina, United States and 1 more

Job Description

The role is responsible for developing and maintaining strong relationship with SCOR carrier clients, with a particular focus on large case and concierge teams. This position provides underwriting consultation and guidance to client companies, communicates underwriting decisions, fields inquiries, and exercises sound judgement in decision-making. Providing underwriting strategies and alternative solutions for challenging risks, while working on internal projects and guideline development are required.

Responsibilities

• Apply sophisticated underwriting procedures to assess complex and/or medical and large case financial risks for facultative clients.
• Interact with clients to secure specialized or supplementary information; develops alternative solutions when routine/usual methods do not work and provides excellent customer service through understanding and innovation.
• Communicate with all levels of client’s underwriters and other company management personnel, explaining the reasoning and theory which surrounds an underwriting impairment, financial challenge and/or decision.
• Keep up to date with current medical topics, current financial documentation and business environment as well as changing / new financial evaluation concepts and measures, data sources and their use in case underwriting.
• Contribute to the development of underwriting approaches for high-net-worth and business insurance cases, while ensuring underwriting consistency.
• Experience with financial underwriting for estate planning, business insurance, premium financing, foreign national risk and high–net-worth markets.
• Function effectively and professionally within a team with little supervision while striving for continuous growth.
• Understand and effectively implement all SCOR Global Life Americas retention and retrocession schedules.
• Project work is required to enhance SCOR underwriting and client knowledge, to stay on top of client requests and be proactive in client communication.
• Demonstrate a willingness and desire to leverage Artificial Intelligence (AI) tools and technologies in daily underwriting processes and case review, actively seeking opportunities to enhance efficiency, accuracy and decision-making through innovation and digital solutions.
• Work on SOLEM guidance; underwriting data review and analysis to manage complex underwriting and business challenges.
• Other duties as required for the position.

Qualifications

• Bachelor's Degree or equivalent work experience
• Minimum 10 – 15 years current, active life underwriting experience
• Minimum $10,000,000 case approval authority for the past three years – all ages and ratings
• Currently handling a regular new business caseload
• Ability to read (interpret) EKG’s (e.g., screen normal from abnormal tracings, applying normal results to the applicant history)
• Excellent oral and written communication skills
• Demonstrated successful track record working with field force and/or sales representatives and client company underwriters
• Demonstrated meaningful progress toward completion of LOMA and ALU education program
• Demonstrated ability to work effectively with all levels within SGLA
• Ability to adapt to change routinely and support the goals of the underwriting unit and the company through teamwork and additional hours as required
• Basic knowledge of AI concepts and commitment to utilizing internal AI underwriting tools in assessing risk
• Established knowledge and history of underwriting jumbo risks, including managing capacity and retention schedules

Relocation assistance

Relocation assistance within the U.S. is available for this position. Candidates must have valid authorization to work in the U.S. without the need for employer sponsorship now or in the future.

Hybrid Work Policy

SCOR is committed to an “in-office” culture where people can collaborate, exchange ideas, and establish stronger working relationships while ll providing flexibility. To support employee work-life balance and increase opportunities for employees to excel every day, SCOR operates with a hybrid working arrangement. SCOR employees work 3 days per week in an office with the flexibility to work 2 days per week remotely.

Company Culture

At SCOR, we CARE about clients, people, and societies, and we are committed to placing them at the center of everything we do. Providing great benefit choices to you and your family is just one of the ways we support the physical, financial, and emotional well-being of the people who make our company successful – you.

Benefits We Offer

• Medical, vision, and dental coverage
• 401(k) Plan with a competitive match
• Company-funded Defined Contribution Retirement Program
• Life and AD&D insurance
• Long- and Short-Term Disability
• Flexible Parental Leave
• Unlimited Sick Days
• Volunteer Time
• Summer Fridays
• Learning & Development Resources
• Personal Wellness Tools and Rewards
• Competitively priced gym memberships from a large nationwide network of gym brands and local fitness studios
• And More!

Pay Range

Pay Range for roles performed in CLT & KC: $136,500-$185,000 base salary per year. Actual salaries may vary based on various factors including but not limited to location, experience, role and performance. The range listed is just one component of SCOR's total compensation package for employees. Other rewards may include annual bonuses, short- and long term incentives. In addition, we provide a variety of benefits to employees, including health insurance coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time off.

• Job Category Medical underwriting & claims
• Posting Date 11/04/2026, 02:00 PM
• Locations 11625 Rosewood Street, Leawood, KS, 66211, US

About Us

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk,” SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.