AVP, Senior Underwriting Officer, Large Construction

CLM Dallas Chapter; New York (NY); On-site; USD 180,000 - 240,000; Full time

Job summary

Liberty Mutual Insurance in New York, NY is seeking an experienced Large Construction Underwriter to provide expert technical underwriting across auto, general liability, and workers' compensation for OCIP/CCIP programs. You will work with field underwriters and underwriting managers on referrals and consultations.

The role focuses on ensuring consistency in primary casualty and excess placements, guiding pricing decisions, and monitoring portfolio performance.

Qualifications

• Expert-level knowledge of coverage forms, exclusions, and exposure.
• Pricing, structure, rating, loss forecasting, credit risk, market knowledge.
• Experience with Construction programs, regulatory environment, loss control/risk engineering, and reinsurance concepts.

Responsibilities

• Provide expert underwriting guidance across auto, general liability, workers' compensation, and OCIP/CCIP for Large Construction.
• Align primary casualty and excess placements across wrap-up programs and advise on pricing decisions.
• Monitor portfolio performance and identify drivers of results, risks, and opportunities.
• Drive underwriting technical excellence and lead collaboration with leaders and product teams.
• Develop opportunities for product and service improvements and coordinate resources to implement them.
• Engage with brokers and reinsurers; participate in customer meetings and new business discussions.

Skills

Coverage forms & exclusions

Pricing & rating

Underwriting experience

Broker relationships

Collaboration & leadership

Communication skills

Education

Bachelor's degree in related field

Job description

Description

You'll work with some of the largest and most complex construction risks in the country, delivering primary casualty coverage (workers' compensation, general liability, auto) for annual practice and wrap-up programs. This role focuses on our Large Construction portfolio, which serves many of the largest contractors in the US, backed by more than 100 years of construction underwriting experience and deep OCIP and CCIP program expertise.

Position

Company : Liberty Mutual Insurance

Location : New York, New York

Responsibilities

• Provide expert technical underwriting guidance and formal referral approval across multiple lines of business (auto, general liability, workers' compensation, and lead/excess) in Large Construction. Work independently with field underwriters and directly with underwriting managers on mandatory referrals and voluntary consultations.
• Keep primary casualty and excess placements aligned and consistent, including across owner-controlled and contractor-controlled wrap-up programs (OCIP/CCIP) where the entire job site is covered under one consolidated program. Support leadership on transactions and act as a trusted advisor on exposure, coverage analysis, and key pricing and financial decisions within your authority.
• Monitor the frameworks that guide underwriting decisions, such as referrals and technical reviews, and recommend improvements. Regularly evaluate portfolio performance in Large Construction, working with underwriting leaders to spot what's driving results, risks, and opportunities.
• Drive underwriting technical excellence across Large Construction, partnering with underwriting leaders to identify and resolve issues.
• Work with underwriting leaders to spot opportunities for product and service improvements and underwriter development, such as new skills or tools, and coordinate the resources to make them happen.
• Model strong collaboration across teams, stakeholders, and partners, including underwriting support, claims, actuarial, and NA product teams.
• Build and maintain relationships with key brokers and reinsurance/facultative partners. Join customer meetings, stewardship discussions, and new business presentations as needed.

Qualifications

• Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure.
• Pricing, structure, rating, rating plans, loss forecasting, credit risk, market knowledge, preferred.
• Advanced knowledge of and experience operating within several different industry segments experience with and knowledge of Construction programs key; insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry trends.
• Must be a skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model.
• Other professional skills required include: superior communication skills (written, verbal, presentation, listening); approachability; tact; coaching/development; analyzing and problem solving; relationship and service driven; clear solutions orientation and commitment to achieving segment operational and financial objectives; negotiation skills; and demonstrated ability to consistently and positively influence others both internally and externally (brokers/customers) as required.
• As normally acquired through a related bachelor's degree, 10 or more years of relevant experience that includes underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents and current with market trends and developments.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco