AVP-Ratings (CLO)

Moody's; New York (NY); Hybrid; USD 162,000 - 234,000; Full time

Job summary

Moody's Investors Service in New York is hiring a senior analyst to lead the quantitative, structural, and legal review of corporate CLO transactions, underpinning high-quality credit ratings and research.

The role requires strong analytical skills, extensive experience in CLO credit analysis, and a proven ability to manage cross-functional projects in a regulated environment, with opportunities to publish research and present to rating committees.

Qualifications

• MBA, JD or Master’s degree in Applied Mathematics, Financial Engineering, or a related quantitative field
• Minimum of 6 years of experience as an analyst or in a related role involving credit analysis of CLOs or other structured credit transactions
• Strong written and verbal communication skills, including presenting analysis and recommendations to rating committees and external stakeholders
• Experience leading projects, cross-team collaboration, and sound judgment in a regulated environment
• Demonstrated proficiency in AI concepts, with hands-on experience using AI tools to streamline workflows and enhance efficiency and responsible AI use

Responsibilities

• Lead analytical leadership across quantitative, structural, and legal review of corporate CLO transactions to support high-quality ratings and research
• Analyze cash flow CLO structures and transaction documentation to determine credit risk and support rating outcomes
• Prepare rating committee memoranda and present clear, well-supported rating recommendations
• Conduct legal analysis of CLO transactions and asset-level documentation to assess credit impact and protections
• Communicate effectively with arrangers, issuers, investors, and external legal experts throughout the rating process
• Author publishable research, including transaction reports and industry articles, and deliver external presentations
• Participate in on-site operational reviews of issuers and contribute to special projects that enhance analytical frameworks

Skills

Credit analysis

Structured finance

AI in workflows

Project leadership

Communication

Education

MBA / JD / Quant degree

6+ years credit analysis experience

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills and Competencies

• Strong quantitative, structural, and credit analysis skills with deep experience in corporate CLOs and other structured credit transactions
• Ability to analyze and interpret complex legal and transaction documentation to identify credit strengths, weaknesses, and risk drivers
• Excellent written and verbal communication skills, including the ability to present analysis and recommendations to rating committees and external stakeholders
• Proven experience leading projects, collaborating across teams, and exercising sound judgment in a highly regulated environment
• Demonstrated proficiency in artificial intelligence concepts, with hands‑on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI‑powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Education

• MBA, JD, or Master’s degree in Applied Mathematics, Financial Engineering, or a related quantitative field
• Minimum of 6 years of experience as an analyst or in a related role involving credit analysis of CLOs or other structured credit transactions

Responsibilities

• This role is responsible for providing in-depth analytical leadership across the quantitative, structural, and legal review of corporate CLO transactions to support high-quality credit ratings and research.
• Analyze cash flow CLO structures and transaction documentation to determine credit risk and support rating outcomes
• Prepare rating committee memoranda and present clear, well-supported rating recommendations to rating committees
• Conduct legal analysis of CLO transactions and asset-level documentation to assess credit impact and structural protections
• Communicate effectively with arrangers, issuers, investors, and external legal experts throughout the rating process
• Author publishable research, including transaction reports and industry articles, and deliver external presentations as required
• Participate in on-site operational reviews of issuers and contribute to special projects that enhance analytical frameworks and rating processes

About the Team

The Structured Finance Group within Moody’s Ratings is responsible for analyzing and rating a wide range of complex structured credit products, including corporate CLOs. The team combines deep quantitative expertise, legal analysis, and market insight to deliver transparent, high-quality credit opinions to market participants while continuously evolving methodologies and analytical tools to meet changing market dynamics.

For US-based roles only: the anticipated hiring base salary range for this position is$161,500.00-$234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status,sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [e-mail]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the Securities Trading Policy on Moody’s Compliance Expo page.
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.