AVP, Credit Acquisition Strategy

Synchrony; Draper (UT); Hybrid; USD 115,000 - 200,000; Full time

Job summary

Synchrony in Utah is seeking an AVP Acquisition Credit Strategy to design and oversee credit acquisitions strategies across clients, leveraging advanced analytics to optimize profitability within risk appetite. You will influence strategy with data-driven insights and partner with client teams.

Reporting to the VP Acquisition Credit Strategy, this role requires strong analytical, communication and project-management skills, plus ability to travel as needed and work flexibly across remote and hub

Qualifications

• Bachelor's degree in economics, mathematics, physics, statistics or related quantitative field.
• 3+ years analytics in credit or fraud in financial services.
• 1+ year experience with SAS, Python and/or SQL.
• 1+ year experience with Excel and advanced features.

Responsibilities

• Develop, implement and monitor new account credit strategies for profitable growth.
• Create strategies balancing risk and reward for Synchrony and retailers.
• Use advanced analytics to validate and monitor key credit metrics.
• Communicate strategy recommendations clearly in meetings.

Skills

Advanced analytics

Communication skills

Project management

Education

Bachelor's degree or 6+ years analytics experience

Tools

SAS

Python

SQL

Excel

Job description

Role Summary/Purpose

Reporting to the VP Acquisition Credit Strategy, the AVP Acquisition Credit Strategy will develop, implement and monitor credit acquisitions strategies for several clients across Synchrony.

Our Way Of Working

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events.

• Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Essential Responsibilities

• Develop, implement and monitor new account credit strategies that drive profitable growth while operating within the risk appetite
• Create strategies that minimize both Synchrony’s and the retail partners’ risks, while balancing the risk-reward tradeoff
• Use advanced analytics to build custom credit risk strategies, perform strategy validation, testing, implementation, and ongoing monitoring of key credit metrics
• Drive enhanced strategies using champion/challenger learnings to reduce credit risk and improve customer experience
• Proactively research and identify areas of opportunity for improvement, work closely with the client teams to identify client needs and customize strategies that are mutually beneficial
• Be able to communicate effectively by articulating strategy recommendations clearly and concisely during meetings
• Complete required strategy documentation and meet audit standards
• Work closely with implementation team to ensure strategy is implemented correctly through pre and post implementation validation
• May perform other duties and/or special projects as assigned

Qualifications/Requirements

• Bachelor's Degree in Economics, Mathematics, Physics, Statistics, or other quantitative field; or in lieu of a degree 6+ years experience with analytics in credit or fraud in the financial services industry
• 3+ years’ experience with analytics in credit or fraud in the financial services industry
• 1+ year experience with a data tool such as SAS, Python and/or SQL
• 1+ year experience with Excel, ideally using advanced features such as pivot tables, macros, etc.
• Ability and flexibility to travel for business as required

Desired Characteristics:

• Experience in data science or machine learning
• Strong communication and collaboration skills and experience
• Ability to manage several projects and perform in a fast-paced environment
• Proven ability to work with data sources, data warehouses and database tools
• Proven ability to successfully manage and implement projects on time & without errors
• Ability to work effectively independently and within teams across functional areas

Grade/Level: 11

The salary range for this position is 115,000.00 - 200,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Our Way Of Working

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events.

• Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Eligibility Requirements

• You must be 18 years or older
• You must have a high school diploma or equivalent
• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
• New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months’ time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment

When you join us, you’ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard – but valued. Together, we’re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We’re proud to have an award-winning culture for all.

Reasonable Accommodation Notice

• Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
• If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

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