AVP, Actuarial (Pricing)

Palomar Holdings, Inc.; Edina, Northern (MN, KY); Hybrid; USD 160,000 - 220,000; Full time

Benefits offered by this job

Medical benefits

401k with employer contributions

PTO & holidays

Professional development

Job summary

Palomar Holdings, Inc. seeks an AVP, Actuarial with a strong pricing background to drive in‑house pricing analyses and partner with Underwriting, Product, and executive leadership.

This hands‑on role requires cross‑segment collaboration and a flexible, data‑driven approach to pricing decisions. Ideal candidates will bring 8+ years in actuarial pricing, FCAS/ACAS, and proficiency with AI tools, R, Python and SQL.

Qualifications

• 8+ years actuarial experience, pricing focus with some reserving and reinsurance
• FCAS or high-functioning ACAS
• Proficiency in AI‑assisted building with R, Python, SQL
• Ability to move from 0 → 1 in ambiguous environments
• Strong understanding of actuarial workflows and pricing analysis

Responsibilities

• Apply and shape Palomar’s pricing toolkit for day-to-day analyses.
• Serve as hands-on pricing actuary for UW, Product, and leadership.
• Lead rate reviews and indications across segments.
• Build a framework to monitor pricing trends and competition.
• Evaluate new programs, renewals, and rate adequacy in real time.
• Build relationships with MGAs to support pricing.
• Adapt across segments as business priorities shift.

Skills

Actuarial pricing

Cross-functional work

AI‑assisted modeling

R

Python

SQL

Communication

Leadership

Education

FCAS/ACAS

Tools

R

Python

SQL

Job description

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers.Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.

Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.

Location: La Jolla, CA; Edina, MN; Chicago, IL or Remote (If not commutable to a Palomar office)

The Details:

We are seeking a driven, curious, and high-energy AVP, Actuarial with a strong pricing background to join our growing Actuarial team. This is a hands‑on role: you’ll serve in the front‑line to work directly with Underwriting, Product, and executive segment leaders to share insights and shape pricing decisions in real time. This role is built for someone who can move across segments and bring a broad, adaptable perspective to Palomar’s business. The ability to build trust quickly with cross‑functional partners and work efficiently is a must.

What will you do:

• Apply and help shape Palomar’s in‑house pricing toolkit to drive day‑to‑day pricing analyses and deliver fast, well‑grounded results to partners
• Serve as hands‑on pricing actuary for UW, Product, Ceded Reinsurance and segment leadership by connecting pricing insights to broader business results and strategy
• Lead rate reviews and indications across multiple segments, adapting approach to each segment’s unique risk profile and data maturity
• Help build out a framework for monitoring competitive and market pricing trends – an emerging capability with room to shape how it’s done
• Evaluate new programs, renewals, and rate adequacy, bringing an actuarial lens to business decisions in real‑time
• Build and maintain strong working relationships with MGAs, supporting pricing and program structure where applicable
• Flex across segments as business priorities shift, building broad exposure across Palomar’s diverse book

What we are looking for:

• 8+ years of actuarial experience—ideally majority in pricing, with some reserving and reinsurance background
• FCAS, or high‑functioning ACAS
• Working proficiency in AI‑supported building, alongside R, Python, SQL, etc to leverage and contribute to Palomar’s in‑house pricing toolkit
• Proven ability to go from 0 → 1 in ambiguous, still‑forming, environments.
• Deep understanding of actuarial workflows and the practical needs of pricing analysis, not just the theory.
• Strong communicator who can build bridges and translate between technical analysis and key stakeholders.
• Team leadership or mentoring experience is a plus for future growth, though near‑term focus is hands‑on delivery
• Thrives in dynamic, fast‑changing environments with minimal red tape.
• Prior experience mentoring or managing technical staff is a plus.

We love people who want to:

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress
• Be intellectually curious, think creatively, and pragmatic

What will you get in return?

• Full Suite of Medical Benefits
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Professional Development Assistance
• Regular company‑wide social events (even virtually!)

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for.

We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them

Accommodations:

Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities.

For more information about our company, visit us at www.plmr.com. Palomar is an Equal Opportunity Employer.

No phone calls or agency solicitation please

Pay Range:

$160,000-$220,000 + Bonus Potential & Participation in our Competitive Long‑Term Incentive (LTI) Program.

The above pay range is for all US‑based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long‑term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above